8440 Timber Ridge Dr, Edwardsville, IL 62025 Property Records

Madison County property record for 8440 Timber Ridge Dr, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,141 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$735,000 (Jul 2024)
Tax Bill	$12,240 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2022 Mortgage + 3 more
APN	`10-2-16-15-07-202-023`

Property Details

APN / Parcel Number

Primary APN	`10-2-16-15-07-202-023`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,141 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	226 ft deep x 190 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8440 TIMBER RIDGE DR
City	EDWARDSVILLE
State	IL
Zip	62025-6769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER RIDGE LOT 21 190 X 226.22 IRREGULAR
Legal Subdivision	TIMBER RIDGE
Legal Lot Number	21
Jurisdiction	MADISON IL
Township / Civil Division	PIN OAK
Census Block Group	2
Census Block	2020
Census Tract	403701

Owner

8440 Timber Ridge Dr is owned and occupied by an individual who bought it in July 2024.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	8440 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
May 30, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST MID IL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	May 30, 2017 · Amount on File
Deed Document Number	202418327
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	May 12, 2026
Property Address	8440 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Document Number	0000013485
Instrument Date	May 5, 2026
Instrument	202613485
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	8440 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769

Mortgage

Document Number	0000013485,
Date	May 12, 2026
Instrument	202613485

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8440 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009147
Date	Mar 16, 2022
Instrument	2022R09147

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 9, 2042

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8440 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009574
Date	Apr 14, 2023
Instrument	2023R09574

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	8440 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012776
Date	Apr 22, 2020
Instrument	2020R12776

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 30, 2017
Property Address	8440 TIMBER RIDGE DR, EDWARDSVILLE, IL 62025-6769
Document Number	0000017864
Instrument Date	May 24, 2017
Instrument	17864
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8440 TIMBER RIDGE DR EDWARDSVILLE IL 620256769, EDWARDSVILLE, IL 62025-6769

Mortgage

Document Number	17865
Date	May 30, 2017
Instrument	17865

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8440 Timber Ridge Dr was $12,240 with a homeowner's exemption, up 98.3% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Pin Oak Township
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,240.00 (+98.35%)	$202,520 Land $41,270 Building $161,250	$607,560 Land $123,810 Building $483,750
2024	$6,171.00
2022	$9,284.00	$147,470 Land $31,960 Building $115,510	$442,853 Land $95,976 Building $346,877

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 8440 Timber Ridge Dr; there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8440 Timber Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Madison Communications Fiber	1,000 / 150
Wisper ISP Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

Nearby Properties on Timber Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures