8445 Emerald Pointe Ln, Gainesville, GA 30506 Property Records

Forsyth County property record for 8445 Emerald Pointe Ln, Gainesville, GA 30506

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,319 sqft · built 1995
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on Record
Last Sale$136,500 (Jun 2002)
Tax Bill$2,740 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN319-000-199

Property Details

APN / Parcel Number

Primary APN319-000-199
Alternative APNs
  • 000000004351
  • 0000248998
  • 319 199

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,319 sqft Living Area
1st Floor Area1,319 sqft
Basement Area550 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialOther
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area52,272 sqft
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000248998
Street Address8445 EMERALD POINTE LN
CityGAINESVILLE
StateGA
Zip30506-6751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2R
Legal Description14-1 1228 LOT 9 EMERALD POINTE
Legal SubdivisionEMERALD POINTE
Legal Block2
Legal Lot Number9
JurisdictionFORSYTH GA
Township / Civil DivisionCHESTATEE
Census Block Group2
Census Block2008
Census Tract130104

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8445 EMERALD POINTE LN, GAINESVILLE, GA 30506-6751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Commercial Mortgage
RENASANT BANK
Jun 12, 2017Deed of Trust, Mortgage
RENASANT BANK
Sep 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MTG
Apr 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Aug 25, 2017Loan Modification, Mortgage · Conventional Mortgage
RENASANT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2002 · Amount on Record
Deed SaleJun 4, 2002 · Amount on Record
Prior SaleJun 24, 1997 · Amount on Record
Deed Book / Page2323 / 662
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address8445 EMERALD POINTE LN, GAINESVILLE, GA 30506-6751
Transaction TypeMortgage
Record UpdatedJul 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8445 EMERALD POINTE LN, GAINESVILLE, GA 30506-6751

Mortgage

Document Number0101490000000729
DateMay 20, 2021
Book Page0000010149/0000000729
Instrument018560210008
Lender
NameRENASANT BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2031

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address8445 EMERALD POINTE LN, GAINESVILLE, GA 30506-6751
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0082210102
DateJun 12, 2017
Book Page8221/102
Instrument15943450007
Lender
NameRENASANT BANK
TypeBank
Agreement
AmountAmount Recorded
Term120 Months
DueJun 1, 2027

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address8445 EMERALD POINTE LN, GAINESVILLE, GA 30506-6751
Document Number0096240164
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8445 EMERALD POINTE LN GAINESVILLE GA 305066751, GAINESVILLE, GA 30506-6751

Mortgage

Document Number0096240164
DateSep 24, 2020
Book Page009624/000164
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address8445 EMERALD POINTE LN, GAINESVILLE, GA 30506-6751
Document Number0085250471
Instrument DateApr 9, 2018
Transaction TypeMortgage
Record UpdatedMay 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address8445 EMERALD POINTE LN GAINESVILLE GA 305066751, GAINESVILLE, GA 30506-6751

Mortgage

Document Number0085250471
DateApr 17, 2018
Book Page008525/000471
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 16, 2048

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFORSYTH GA
Property Address8445 EMERALD POINTE LN, GAINESVILLE, GA 30506-6751
Document Number0083170360
Book / Page008317 / 000360
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedOct 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address8445 EMERALD POINTE LN GAINESVILLE GA 305066751, GAINESVILLE, GA 30506-6751

Mortgage

Document Number0083170360
DateSep 5, 2017
Book Page008317/000360
Lender
NameRENASANT BK
TypeBank
AddressJASPER, GA 30143
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 4, 2027

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,740.00 (+19.08%)$140,992 (+4.51%) Land $46,000 Building $94,992$352,480 (+4.51%) Land $115,000 Building $237,480
2023$2,301.00 (-11.33%) Homeowner's exemption$134,908 (+52.49%) Land $40,000 Building $94,908$337,270 (+52.49%) Land $100,000 Building $237,270
2022$2,595.00 Homeowner's exemption$88,472 Land $18,000 Building $70,472$221,180 Land $45,000 Building $176,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORSYTH CO. WATER & SEWER
serves 161,200 people · EPA ID GA1170050
Water SourceSurface water
Last State InspectionMay 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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