8442 Ramsgate Rd, Pensacola, FL 32514 Property Records

Escambia County property record for 8442 Ramsgate Rd, Pensacola, FL 32514

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,304 sqft · built 1985
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on Record
Last Sale	$43,000 (Jun 1988)
Tax Bill	$470 (2024)
Deeds & Mortgages	Jul 2017 Loan Modification Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1S-29-0980-000-023`

Property Details

APN / Parcel Number

Primary APN	`06-1S-29-0980-000-023`
Alternative APNs	`010250230` `10250230`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,304 sqft Adjusted Area
1st Floor Area	1,262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,095 sqft (0.094 acres)
Garage Area	350 sqft
Porch	Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10250230
Old Parcel Number	010250230
Street Address	8442 RAMSGATE RD
City	PENSACOLA
State	FL
Zip	32514-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Description	LT 23 RAMSGATE PB 12 P 65 OR 2572 P 831
Legal Range	29W
Legal Township	01S
Legal Section	06
Legal Subdivision	RAMSGATE
Legal Block	23
Legal Lot Number	23
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2003
Census Tract	3506

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8442 RAMSGATE RD, PENSACOLA, FL 32514-8269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2017	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Jul 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1988 · Amount on Record
Deed Sale	Jun 1, 1988 · Amount on Record
Deed Document Number	0002572831
Record Updated	Jun 8, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ESCAMBIA FL
Property Address	8442 RAMSGATE RD, PENSACOLA, FL 32514-8269
Document Number	0077590639
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8442 RAMSGATE RD PENSACOLA FL 325148269, PENSACOLA, FL 32514-8269

Mortgage

Document Number	0077590639
Date	Aug 14, 2017
Book Page	007759/000639
Instrument	62040

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	8442 RAMSGATE RD, PENSACOLA, FL 32514-8269
Document Number	0077500927
Instrument Date	Jul 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8442 RAMSGATE RD PENSACOLA FL 325148269, PENSACOLA, FL 32514-8269

Mortgage

Document Number	0077500927
Date	Jul 26, 2017
Book Page	007750/000927
Instrument	57203

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,025 (+5.98%)	$131,161 (+5.57%) Land $30,000 Building $101,161
2024	$470.00 (-0.21%)
2023	$471.00 (+0.86%) Homeowner's exemption	$52,862 (+3%)	$124,235 (+32.3%) Land $30,000 Building $94,235
2022	$467.00 Homeowner's exemption	$51,323	$93,901 Land $12,000 Building $81,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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