8441 Ramsgate Rd, Pensacola, FL 32514 Property Records

Escambia County property record for 8441 Ramsgate Rd, Pensacola, FL 32514

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,446 sqft · built 1997
Lot Size	0.096 acres (4,225 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Apr 2025)
Tax Bill	$2,211 (2024)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1S-29-0980-000-003`

Property Details

APN / Parcel Number

Primary APN	`06-1S-29-0980-000-003`
Alternative APNs	`010250030` `10250030`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,446 sqft Adjusted Area
1st Floor Area	1,254 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,225 sqft (0.096 acres)
Garage Type	Finished
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	150 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10250030
Old Parcel Number	010250030
Street Address	8441 RAMSGATE RD
City	PENSACOLA
State	FL
Zip	32514-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Description	LT 3 RAMSGATE PB 12 P 65 OR 9298 P 853 LESS S 3 FT
Legal Range	29W
Legal Township	01S
Legal Section	06
Legal Subdivision	RAMSGATE
Legal Block	3
Legal Lot Number	3
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2003
Census Tract	3506

Owner

Source: Escambia County records · APN 06-1S-29-0980-000-003

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2845 S HIGH ST, DENVER, CO 80210-6320
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2025 · Amount on Record
Deed Sale	Apr 07, 2025 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	2025024302
Deed Book / Page	9298 / 853
Record Updated	Jun 08, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Sep 15, 2017
Property Address	8441 RAMSGATE RD, PENSACOLA, FL 32514-8269
Document Number	0077771537
Book / Page	007777 / 001537
Instrument Date	Aug 31, 2017
Instrument	71978
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8441 RAMSGATE RD PENSACOLA FL 325148269, PENSACOLA, FL 32514-8269

Mortgage

Document Number	77771539
Date	Sep 15, 2017
Book Page	007777/001539
Instrument	71979

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2032

Tax Assessment & Valuation

Source: Escambia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,928 (+21%)	$186,316 (+6.97%) Land $30,000 Building $156,316
2024	$2,211.00 (+4.59%)
2023	$2,114.00 (+13.59%)	$134,652 (-4.27%)	$174,178 (+23.84%) Land $30,000 Building $144,178
2022	$1,861.00	$140,652	$140,652 Land $12,000 Building $128,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Escambia County (12033C), as of August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120330035062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 293 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1170525, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.