8441 Tocoi Path, Lakeland, FL 33810 Property Records

Polk County property record for 8441 Tocoi Path, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,668 sqft · built 2004
Lot Size	0.344 acres (14,998 sqft)
Owner	Individual Name on Record
Last Sale	$479,000 (Jul 2026)
Tax Bill	$4,742 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-10-000810-000370`

Property Details

APN / Parcel Number

Primary APN	`23-27-10-000810-000370`
Alternative APNs	`102723000810000370` `02723000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,668 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	2,668 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	14,998 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	552 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Unfinished Open Porch
Porch Area	374 sqft
Patio Area	170 sqft
Shed	1 Shed

Location & Zoning

Street Address	8441 TOCOI PATH
City	LAKELAND
State	FL
Zip	33810-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	INDIAN WOODS PB 68 PG 5 LOT 37
Legal Range	23E
Legal Township	27S
Legal Section	10
Legal Subdivision	INDIAN WOODS
Legal Tract	810
Legal Block	3
Legal Lot Number	37
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3000
Census Tract	12133

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jun 11, 2021	ACCOMODATION, ACCOMMODATION
Nov 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	May 9, 2013 · Amount on Record
Deed Document Number	2026162447
Deed Book / Page	14067 / 1604
Prior Transfer Date	May 24, 2021
Prior Transfer Doc	0117560699
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 8, 2026
Property Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349
Document Number	0000162447
Book / Page	14067 / 1604
Instrument Date	Mar 4, 2026
Instrument	2026162447
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CITY TITLE COMPANY, SWAN CITY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$338,653.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349

Mortgage

Document Number	0000162448,
Date	Jul 8, 2026
Instrument	2026162448

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000162449,
Date	Jul 8, 2026
Book Page	14067/1621
Instrument	2026162449

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	117 Months
Due	Apr 1, 2036

Interest

Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000332102
Date	Dec 22, 2021
Book Page	12037/845
Instrument	2021332102

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349

Mortgage

Document Number	0000226733
Date	Aug 19, 2022
Book Page	12386/1969
Instrument	2022226733

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349
Investor	Possibly a Property Investor

Mortgage

Document Number	0000216976
Date	Aug 10, 2022
Book Page	12373/1583
Instrument	2022216976

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021:

Jurisdiction	POLK FL
Recording Date	Jun 11, 2021
Property Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349
Document Number	0000152323
Book / Page	11756 / 699
Map Reference	MB 68 PG 5
Instrument Date	May 24, 2021
Instrument	2021152323
Record Updated	Mar 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8441 TOCOL PATH, LAKELAND, FL 33810-1349
Investor	Possibly a Property Investor

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	8441 TOCOI PATH, LAKELAND, FL 33810-1349
Document Number	0114650073
Instrument Date	Nov 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8441 TOCOI PATH LAKELAND FL 338101349, LAKELAND, FL 33810-1349

Mortgage

Document Number	0114650073
Date	Nov 20, 2020
Book Page	011465/000073
Instrument	250558

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,835 (-0.28%) Land $48,000 Building $357,835	$405,835 (-0.63%) Land $48,000 Building $357,835
2025	$4,742.00 (-9.76%) Homeowner's exemption	$406,978 (+5.99%)	$408,413 (-2.5%) Land $48,000 Building $360,413
2024	$5,255.00 (+4.33%)
2023	$5,037.00 (+2.69%) Homeowner's exemption	$383,988 (+3%)	$418,878 (+12.36%) Land $46,000 Building $372,878
2022	$4,905.00 Homeowner's exemption	$372,804 Land $38,000 Building $334,804	$372,804 Land $38,000 Building $334,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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