8429 Tocoi Path, Lakeland, FL 33810 Property Records

Polk County property record for 8429 Tocoi Path, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,757 sqft · built 2019
Lot Size	0.344 acres (14,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2019)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Dec 2022 Transfer May 2019 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-10-000810-000390`

Property Details

APN / Parcel Number

Primary APN	`23-27-10-000810-000390`
Alternative APNs	`102723000810000390` `02723000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	1,757 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	14,998 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	256 sqft

Location & Zoning

Street Address	8429 TOCOI PATH
City	LAKELAND
State	FL
Zip	33810-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	INDIAN WOODS PB 68 PG 5 LOT 39
Legal Range	23E
Legal Township	27S
Legal Section	10
Legal Subdivision	INDIAN WOODS
Legal Tract	810
Legal Block	3
Legal Lot Number	39
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3000
Census Tract	12133

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12850 SW 43RD DR, 153B, MIAMI, FL 33175-4111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 23, 2019	Loan Modification, Mortgage · Conventional Mortgage CAROL KOPPEY
May 30, 2019	Warranty Deed, Transfer · Conventional with PMI WATERSTONE MTG
Sep 6, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 30, 2018	Loan Modification, Mortgage · Conventional with PMI CAROL KOPPEY
Jul 24, 2018	Warranty Deed, Transfer HOME SOLUTION TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2019110979
Deed Book / Page	10857 / 621
Last Transfer Date	Dec 1, 2022
Transfer Doc	0000335789
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Dec 30, 2022
Property Address	8429 TOCOI PATH, LAKELAND, FL 33810-1349
Document Number	0000335789
Book / Page	12536 / 121
Map Reference	MB 68 PG 5
Instrument Date	Dec 15, 2022
Instrument	2022335789
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12850 SW 43RD DR # DR153E, DR153E, MIAMI, FL 33175-4176

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12850 SW 43RD DR APT 153B, 153B, MIAMI, FL 33175-4111

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	8429 TOCOI PATH, LAKELAND, FL 33810-1349
Document Number	0108562277
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	HOME SOLUTION TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5337 N SOCRUM LOOP RD #338 LAKELAND FL 338094256, 338, LAKELAND, FL 33809-4256

Mortgage

Document Number	0108562277
Date	May 30, 2019
Book Page	010856/002277
Instrument	110759

Lender

Name	CAROL KOPPEY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 30, 2019
Property Address	8429 TOCOI PATH, LAKELAND, FL 33810-1349
Document Number	0108570621
Book / Page	010857 / 000621
Instrument Date	May 22, 2019
Instrument	110979
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12850 SW 43RD DR #153B MIAMI FL 331754111, 153B, MIAMI, FL 33175-4111

Mortgage

Document Number	108570623
Date	May 30, 2019
Book Page	010857/000623
Instrument	110980

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Sep 6, 2018
Property Address	8429 TOCOI PATH, LAKELAND, FL 33810-1349
Document Number	0106040198
Book / Page	010604 / 000198
Instrument Date	Aug 30, 2018
Instrument	189601
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5337 N SOCRUM LOOP RD #338 LAKELAND FL 338094256, 338, LAKELAND, FL 33809-4256

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	8429 TOCOI PATH, LAKELAND, FL 33810-1349
Document Number	0106040199
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	TOCOI PATH LAKELAND FL 33810, LAKELAND, FL 33810

Mortgage

Document Number	0106040199
Date	Sep 6, 2018
Book Page	010604/000199
Instrument	189602

Lender

Name	CAROL KOPPEY

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 24, 2018
Property Address	8429 TOCOI PATH, LAKELAND, FL 33810-1349
Document Number	0105590676
Book / Page	010559 / 000676
Instrument Date	Jul 20, 2018
Instrument	157837
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	HOME SOLUTION TITLE INC

Transaction

Amount	Amount Recorded
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	5337 N SOCRUM LOOP RD #338 LAKELAND FL 338094256, 338, LAKELAND, FL 33809-4256

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,343 (-3.54%) Land $48,000 Building $233,343	$281,343 (-3.54%) Land $48,000 Building $233,343
2025	$3,251.00 (-17.92%) Homeowner's exemption	$291,653 (-3.42%) Land $48,000 Building $243,653	$291,653 (-3.42%) Land $48,000 Building $243,653
2023	$3,961.00 (+8.82%) Homeowner's exemption	$301,987 (+14.62%) Land $46,000 Building $255,987	$301,987 (+14.62%) Land $46,000 Building $255,987
2022	$3,640.00	$263,471 Land $38,000 Building $225,471	$263,471 Land $38,000 Building $225,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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