Campbell County property record for 844 Sandstone Rdg, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,131 sqft · built 2007 |
| Lot Size | 0.346 acres (15,115 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $389,900 (Jul 2019) |
| Tax Bill | $5,480 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-37-266.00 |
| Primary APN | 999-99-37-266.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 2 Stories |
| Building Area | 3,131 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,115 sqft (0.346 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999937266.00 |
|---|---|
| Street Address | 844 SANDSTONE RDG |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-7119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRANITE SPRING SUB SEC 10 LOT 215 .3469 ACRE |
| Legal Subdivision | GRANITE SPRING SUBD |
| Legal Phase | 10 |
| Legal Lot Number | 215 3469 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 53301 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 844 SANDSTONE RDG, COLD SPRING, KY 41076-7119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · Line of Credit HERITAGE BK |
| Jul 17, 2019 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2019 · Amount on Record |
| Deed Sale | Jul 17, 2019 · Amount on Record |
| Prior Sale | May 1, 2007 · Amount on Record |
| Deed Document Number | 5094283 |
| Deed Book / Page | D804 / 562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 844 SANDSTONE RDG, COLD SPRING, KY 41076-7119 |
| Document Number | 0005113589 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 844 SANDSTONE RDG COLD SPRING KY 410767119, COLD SPRING, KY 41076-7119 |
| Document Number | 0005113589 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 002232/000679 |
| Instrument | 5113589 |
| Name | HERITAGE BK |
|---|---|
| Type | Bank |
| Address | COLD SPRING, KY 41076 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 20, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 17, 2019 |
| Property Address | 844 SANDSTONE RDG, COLD SPRING, KY 41076-7119 |
| Document Number | 0005094283 |
| Book / Page | D804 / 562 |
| Map Reference | CAB E SL 421A&421B |
| Instrument Date | Jul 15, 2019 |
| Instrument | 5094283 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2542 THIRS DR, 2542, VILLA HILLS, KY 41017-1165 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 844 SANDSTONE RDG, NEWPORT, KY 41076-7119 |
| Document Number | 0005094284 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 5094284 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,480.00 (+1%) | $452,200 (-) Land $75,000 Building $377,200 | $452,200 (-) Land $75,000 Building $377,200 |
| 2023 | $5,426.00 (+3.06%) | $452,200 (+7.36%) Land $75,000 Building $377,200 | $452,200 (+7.36%) Land $75,000 Building $377,200 |
| 2022 | $5,265.00 | $421,200 Land $44,000 Building $377,200 | $421,200 Land $44,000 Building $377,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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