San Diego County property record for 844 Rio Claro Ct, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,180 sqft · built 1989 |
| Lot Size | 0.257 acres (11,184 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,500 (Jul 1991) |
| Tax Bill | $4,480 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 159-031-31-00 |
| Primary APN | 159-031-31-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,180 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 11,184 sqft (0.257 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 844 RIO CLARO CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-SP |
| Legal Description | LOT 211 TR 010208 |
| Legal Subdivision | LARK PLACE |
| Legal Tract | 010208 |
| Legal Block | 1 |
| Legal Lot Number | 211 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 18525 |
Source: San Diego County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 844 RIO CLARO CT, OCEANSIDE, CA 92057-6323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Nov 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 1991 · Amount on Record |
| Deed Sale | Jul 3, 1991 · Amount on Record |
| Prior Sale | Nov 15, 1988 · Amount on Record |
| Deed Document Number | 1991328328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 844 RIO CLARO CT, OCEANSIDE, CA 92057-6323 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 844 RIO CLARO CT, OCEANSIDE, CA 92057-6323 |
| Document Number | 0000147624 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2022-0147624 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.44% |
| Index | 1-Year CMT |
| Max Rate | 7.44% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 844 RIO CLARO CT, OCEANSIDE, CA 92057-6323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 844 RIO CLARO CT, OCEANSIDE, CA 92057-6323 |
| Document Number | 0000495327 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 2018-0495327 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 844 RIO CLARO CT, OCEANSIDE, CA 92057-6323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 844 RIO CLARO CT, OCEANSIDE, CA 92057-6323 |
| Document Number | 0000577561 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-0577561 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 8.37% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $392,277 (+2%) Land $114,094 Building $278,183 | |
| 2025 | $4,480.00 (+8.37%) Homeowner's exemption | $384,586 (+4.04%) Land $111,857 Building $272,729 |
| 2023 | $4,134.00 (+0.29%) Homeowner's exemption | $369,654 Land $107,514 Building $262,140 |
| 2022 | $4,122.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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