841 Rio Claro Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 841 Rio Claro Ct, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,441 sqft · built 1989
Lot Size0.203 acres (8,859 sqft)
OwnerCompany Name on Record
Last Sale$522,500 (Aug 2013)
Tax Bill$8,183 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Oct 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN159-031-44-00

Property Details

APN / Parcel Number

Primary APN159-031-44-00
Alternative APN
  • 1590313800

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,441 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area8,859 sqft (0.203 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1590313800
Street Address841 RIO CLARO CT
CityOCEANSIDE
StateCA
Zip92057-6323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-SP
Legal DescriptionLOT 205 PAR 4B PER D88-155764 IN LOT 204&IN TR 010208
Legal SubdivisionLARK PLACE
Legal Tract010208
Legal Block1
Legal Lot Number204,2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1004
Census Tract18525

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Oct 8, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 8, 2021Intrafamily Transfer, Transfer
FIDELITY NATL TTL SAN DIEGO
Jun 11, 2018Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Apr 13, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Apr 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 5, 2021Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE CO
Jul 23, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2013 · Amount on Record
Deed SaleAug 9, 2013 · Amount on Record
Prior SaleNov 16, 1988 · Amount on Record
Deed Document Number2013502282
Last Transfer DateOct 1, 2021
Transfer Doc0000705649
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
Transaction TypeMortgage
Record UpdatedFeb 19, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323

Mortgage

Document Number0000034273
DateFeb 9, 2024
Instrument2024-0034273
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueFeb 28, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 8, 2021
Property Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
Document Number0000705647
Map ReferenceMAP 10208
Instrument DateOct 1, 2021
Instrument2021-0705647
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323

Mortgage

Document Number0000705648
DateOct 8, 2021
Instrument2021-0705648
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 8, 2021
Property Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
Document Number0000705649
Map ReferenceMAP 10208
Instrument DateOct 1, 2021
Instrument2021-0705649
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000234153
DateJun 11, 2018
Instrument2018-0234153
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 30, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2020
Property Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
Document Number0000186678
Instrument DateApr 7, 2020
Instrument186678
Transaction TypeTransfer
Record UpdatedApr 27, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address8441 RIO CLARO CT OCEANSIDE CA 92057, OCEANSIDE, CA 92057

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 13, 2020
Property Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
Document Number0000186677
Map ReferenceAMP 10208
Instrument DateApr 7, 2020
Instrument2020-0186677
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323

Mortgage

Document Number0000186679
DateApr 13, 2020
Instrument2020-0186679
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 5, 2021
Property Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
Document Number0000262305
Map ReferenceMAP 10208
Instrument DateApr 7, 2020
Instrument2021-0262305
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
InvestorPossibly a Property Investor

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJul 23, 2018
Property Address841 RIO CLARO CT, OCEANSIDE, CA 92057-6323
Document Number0000299458
Instrument DateJul 19, 2018
Instrument299458
Transaction TypeTransfer
Record UpdatedJul 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address841 RIO CLARO CT OCEANSIDE CA 920576323, OCEANSIDE, CA 92057-6323

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$719,504 (+2%) Land $418,317 Building $301,187
2025$8,183.00 (+8.47%)$705,397 (+4.04%) Land $410,115 Building $295,282
2023$7,544.00 (+0.24%)$678,008 Land $394,191 Building $283,817
2022$7,526.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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