844 Christy Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 844 Christy Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,858 sqft · built 1993
Lot Size	0.121 acres (5,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (Jul 2023)
Tax Bill	$7,450 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242-180-160-000`

Property Details

APN / Parcel Number

Primary APN	`242-180-160-000`
Alternative APN	`242-180-16`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,858 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,287 sqft (0.121 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	242-180-16
Street Address	844 CHRISTY CT
City	TRACY
State	CA
Zip	95376-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2316 LOT 97
Legal Subdivision	MUIRFIELD
Legal Tract	2316
Legal Block	3
Legal Lot Number	97
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	844 CHRISTY CT, TRACY, CA 95376-8719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2019	Quit Claim Deed, Transfer · Conventional Mortgage ATHAS CAP
Jul 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Jul 30, 2004 · Amount on Record
Deed Document Number	202354444
Prior Transfer Date	Jul 29, 2019
Prior Transfer Doc	0000081926
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	844 CHRISTY CT, TRACY, CA 95376-8719
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 CHRISTY CT, TRACY, CA 95376-8719

Mortgage

Document Number	0000086928
Date	Oct 10, 2025
Instrument	2025-086928

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5%
Index	1-Year T-Bill
Max Rate	5.99%

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 12, 2023
Property Address	844 CHRISTY CT, TRACY, CA 95376-8719
Document Number	0000054444
Map Reference	VOL 30 PG 94
Instrument Date	Jul 9, 2023
Instrument	2023-054444
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	844 CHRISTY CT, TRACY, CA 95376-8719

Mortgage

Document Number	0000054445
Date	Jul 12, 2023
Instrument	2023-054445

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 1, 2019
Property Address	844 CHRISTY CT, TRACY, CA 95376-8719
Document Number	0000081926
Instrument Date	Jul 29, 2019
Instrument	81926
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28025 S TRAINA CT TRACY CA 953049209, TRACY, CA 95304-9209

Mortgage

Document Number	81927
Date	Aug 1, 2019
Instrument	81927

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 25, 2019
Property Address	844 CHRISTY CT, TRACY, CA 95376-8719
Document Number	0000078986
Instrument Date	Jul 25, 2019
Instrument	78986
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8252 ORAZIO LN TRACY CA 953049100, TRACY, CA 95304-9100

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,450.00 (-8.63%)
2025	$8,154.00 (+14.8%)	$692,580 (+8.54%) Land $204,000 Building $488,580
2023	$7,103.00 (-5.88%)	$638,100 Land $190,000 Building $448,100	$597,330
2022	$7,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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