8438 Rynes Cir, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8438 Rynes Cir, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,848 sqft · built 1987
Lot Size1.33 acres (58,327 sqft)
Owner2 Individual Names on Record
Tax Bill$2,973 (2024)
Flood ZoneZone AE (high risk)
APN08-2S-26-3405-00000-0030

Property Details

APN / Parcel Number

Primary APN08-2S-26-3405-00000-0030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,848 sqft Heated Area
Gross Area2,906 sqft
1st Floor Area1,848 sqft
Upper Floors Area1,064 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialMetal
Lot Area58,327 sqft (1.33 acres)
Lot Dimensions7,290 ft deep x 800 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area832 sqft
Deck Area226 sqft
Shed1 Shed
Shed Area1 sqft
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number082S263405000000030
Street Address8438 RYNES CIR
CityNAVARRE
StateFL
Zip32566-9384
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionRIVER OAKS LOT 3 AS DES IN OR 3432 PG 848 & IN FJ PER OR 4043 PG 1605
Legal Range26W
Legal Township02S
Legal Section08
Legal SubdivisionRIVER OAKS
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1308
Census Tract10802

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8438 RYNES CIR, NAVARRE, FL 32566-9384
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2020
Deed SaleDec 16, 2020
Deed Document Number0040431605
Deed Book / Page3432 / 0848
Prior Transfer DateJun 1, 2015
Prior Transfer Doc201519176
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,973.00 (-24.79%) Homeowner's exemption$282,826 (-13.38%)$334,072 (+2.32%) Land $54,000 Building $280,072
2023$3,953.00 (+6.52%)$326,504 (+7.6%) Land $54,000 Building $272,504$326,504 (+7.6%) Land $54,000 Building $272,504
2022$3,711.00$303,437$303,437 Land $54,000 Building $249,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

Nearby Properties on Rynes Cir

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