Santa Rosa County property record for 8431 Rynes Cir, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,052 sqft · built 2006 |
| Lot Size | 0.313 acres (13,634 sqft) |
| Owner | Individual Name on File |
| Last Sale | $13,500 (Oct 2005) |
| Tax Bill | $1,500 (2024) |
| Deeds & Mortgages | May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-2S-26-3405-00000-0140 |
| Primary APN | 08-2S-26-3405-00000-0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| Gross Area | 2,942 sqft |
| 1st Floor Area | 2,052 sqft |
| Upper Floors Area | 1,218 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,634 sqft (0.313 acres) |
| Lot Dimensions | 150 ft deep x 91 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 186 sqft |
| Deck Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8431 RYNES CIR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | RIVER OAKS LOT 14 AS DES IN OR 1539 PG 610 & IN OR 4124 PG 1846 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 08 |
| Legal Subdivision | RIVER OAKS |
| Legal Lot Number | 14 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1308 |
| Census Tract | 10802 |
8431 Rynes Cir is owned and occupied by an individual who acquired it in May 2021.
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8431 RYNES CIR, NAVARRE, FL 32566-9384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2005 · Amount on File |
| Deed Sale | Oct 6, 2005 · Amount on File |
| Deed Document Number | 200566815 |
| Deed Book / Page | 2513 / 1189 |
| Last Transfer Date | May 18, 2021 |
| Transfer Doc | 0041241846 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 27, 2021 |
| Property Address | 8431 RYNES CIR, NAVARRE, FL 32566-9384 |
| Document Number | 0041241846 |
| Book / Page | 4124 / 1846 |
| Map Reference | MB D PG 79 |
| Instrument Date | May 18, 2021 |
| Instrument | 202135824 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9330 GULF BEACH HWY, PENSACOLA, FL 32507-9200 |
| Name | Verified Name |
|---|---|
| Address | 8431 RYNES CIR, NAVARRE, FL 32566-9384 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,567 (+2.9%) | $279,713 (+1.95%) Land $39,900 Building $239,813 | |
| 2024 | $1,500.00 (+3.02%) Homeowner's exemption | $153,126 (+3%) | $274,374 (+1.31%) Land $39,900 Building $234,474 |
| 2023 | $1,456.00 (+3.34%) Homeowner's exemption | $148,666 (+3%) | $270,815 (+5.86%) Land $37,800 Building $233,015 |
| 2022 | $1,409.00 Homeowner's exemption | $144,336 | $255,814 Land $28,800 Building $227,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8431 Rynes Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8431 Rynes Cir is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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