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8435 Lorento St, Panama City Beach, FL 32408 Property Records

Bay County property record for 8435 Lorento St, Panama City Beach, FL 32408

Property Summary

Property TypeResidential Vacant Land
Details1 bd · 1 ba · 432 sqft · built 1985
Lot Size0.232 acres (10,105 sqft)
OwnerCompany Name on Record
Last Sale$40,000 (Nov 2020)
Tax Bill$1,058 (2025)
Deeds & MortgagesNov 2020 Sale
Flood ZoneZone X (minimal risk)
APN30201-041-000

Property Details

APN / Parcel Number

Primary APN30201-041-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Units8 Units
Stories1 Story
Building Area432 sqft Living Area
1st Floor Area432 sqft
FlooringCarpet
Interior WallsPlywood

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleMobile Home
Exterior MaterialMetal
Roof TypeFlat
Roof MaterialMetal
Lot Area10,105 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
PorchUnfinished Open Porch
Porch Area1,220 sqft
Mobile Home / RV HookupMobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address8435 LORENTO ST
CityPANAMA CITY BEACH
StateFL
Zip32408-7755
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeBC16
Legal Description6 4S 15W -11.14- 58B1 BEG 465 W & 30 S OF NE COR OF SEC TH W 75 S 135 E 75 N 135 TO POB AKA LOT 7 BLK A WHISPERING PINES UNREC ORB 4327 P 871
Legal Range15W
Legal Township04S
Legal Section06
Legal SubdivisionWHISPERING PINES
Legal BlockA
Legal Lot Number7
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1000
Census Tract2604

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2114 JOAN AVE, PANAMA CITY, FL 32408-4104
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2020 · Amount on Record
Deed SaleNov 20, 2020 · Amount on Record
Prior SaleJan 3, 2002 · Amount on Record
Deed Document Number202078642
Deed Book / Page4327 / 871
Record UpdatedOct 29, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBAY FL
Recording DateNov 20, 2020
Property Address8435 LORENTO ST, PANAMA CITY BEACH, FL 32408-7755
Document Number0043270872
Book / Page004327 / 000872
Instrument DateNov 17, 2020
Instrument78642
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$280.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address140 EUREKA ST #A PANAMA CITY FL 32402, A, PANAMA CITY, FL 32402

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,058.00 (+13.76%)$65,530 (-26.71%)$112,989 (+26.36%) Land $105,488 Building $7,501
2024$930.00 (-7.92%)$89,417 (+9%) Land $81,916 Building $7,501$89,417 (+9%) Land $81,916 Building $7,501
2023$1,010.00 (+29.32%)$82,034 (+51.91%) Land $71,295 Building $10,739$82,034 (+51.91%) Land $71,295 Building $10,739
2022$781.00$54,002 Land $42,631 Building $11,371$54,002 Land $42,631 Building $11,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims10 (1984–2020)
Claims Outside the SFHA10 of 10
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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