Bay County property record for 8429 Lorento St, Panama City Beach, FL 32408
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 1986 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,000 (Oct 1996) |
| Tax Bill | $574 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30201-040-000 |
| Primary APN | 30201-040-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| Gross Area | 1,348 sqft |
| 1st Floor Area | 1,040 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,106 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Driveway | Driveway |
| Driveway Area | 364 sqft |
| Porch | Porch |
| Porch Area | 448 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 8429 LORENTO ST |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408-7719 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC16 |
| Legal Description | 6 4S 15W -11.13-58B1 BEG 390' W & 30' S OF NE COR OF SEC TH W 75' S 135' E 75' N 135' TO |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 06 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2604 |
8429 Lorento St, a mobile home, is owned and occupied by an individual who bought it in October 1996.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8429 LORENTO ST, PANAMA CITY BEACH, FL 32408-7719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 1996 · Amount on File |
| Deed Sale | Oct 4, 1996 · Amount on File |
| Deed Document Number | 0001665445 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 8429 Lorento St was $574 with a homeowner's exemption.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $574.00 Homeowner's exemption | $80,769 | $120,973 Land $105,488 Building $15,485 |
| 2023 | $472.00 (+36.02%) Homeowner's exemption | $59,710 (+35.04%) | $83,680 (+55.72%) Land $71,295 Building $12,385 |
| 2022 | $347.00 Homeowner's exemption | $44,218 | $53,736 Land $42,631 Building $11,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8429 Lorento St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 10 (1984–2020) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8429 Lorento St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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