8435 98th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8435 98th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$309,990 (Aug 2025)
Tax Bill	$480 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`31-38-33-00001-0040-00005.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-33-00001-0040-00005.0`
Alternative APN	`27922`

Exterior

Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Location & Zoning

Account Number	27922
Street Address	8435 98TH CT
City	VERO BEACH
State	FL
Zip	32967-2836
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT J BLK D LOT 5 PBI 5-76
Legal Range	38
Legal Township	31
Legal Section	33
Legal Subdivision	VERO LAKE ESTATES UNIT J
Legal Block	D
Legal Lot Number	5
Legal Unit	J
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2110
Census Tract	50903

Owner

8435 98th Ct, residential vacant land, is owned and occupied by an individual who bought it in August 2025.

Source: Indian River County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8435 98TH CT, VERO BEACH, FL 32967-2836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC
Jul 31, 2024	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Jul 31, 2024 · Amount on File
Deed Document Number	3120250038908
Deed Book / Page	3795 / 1665
Record Updated	Jun 8, 2026

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 5, 2025
Property Address	8435 98TH CT, VERO BEACH, FL 32967-2836
Document Number	0037951665
Book / Page	3795 / 1665
Map Reference	MB 5 PG 76
Instrument Date	Jul 17, 2025
Instrument	3120250038908
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8435 98TH CT, VERO BEACH, FL 32967-2836

Mortgage

Document Number	0037951666
Date	Aug 5, 2025
Instrument	3795/1666

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 31, 2024
Property Address	8435 98TH CT, VERO BEACH, FL 32967-2836
Document Number	0037150163
Book / Page	3715 / 163
Map Reference	MB 5 PG 76
Instrument Date	Jul 29, 2024
Instrument	3120240037162
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Tax	$252.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2727 N ATLANTIC AVE UNIT 208, 208, DAYTONA BEACH, FL 32118-3040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 SECOND ST STE 2A, 2A, ANNAPOLIS, MD 21403-3384
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8435 98th Ct was $480, up 67.8% from the year before.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00 (+67.83%)	$30,281 (+18.75%) Land $30,281	$30,281 (+18.75%) Land $30,281
2024	$286.00 (+4.38%)	$25,500 (+2.56%) Land $25,500	$25,500 (+2.56%) Land $25,500
2023	$274.00 (+13.22%)	$24,863 (+21.88%) Land $24,863	$24,863 (+21.88%) Land $24,863
2022	$242.00	$20,400 Land $20,400	$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8435 98th Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	21.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8435 98th Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 98th Ct

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