8425 98th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8425 98th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$379,900 (Nov 2025)
Tax Bill	$461 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-38-33-00001-0040-00006.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-33-00001-0040-00006.0`
Alternative APN	`27923`

Exterior

Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	130 ft deep x 75 ft wide

Location & Zoning

Account Number	27923
Street Address	8425 98TH CT
City	VERO BEACH
State	FL
Zip	32967-2836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT J PBI 5 - 76 BLK D LOT 6
Legal Range	38
Legal Township	31
Legal Section	33
Legal Subdivision	VERO LAKE ESTATES UNIT J
Legal Block	D
Legal Lot Number	6 7
Legal Unit	J
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2110
Census Tract	50903

Owner

8425 98th Ct is owned and occupied by an individual who bought it in November 2025.

Source: Indian River County records, as of March 2, 2026

Owner of Record	Individual Name on File
Mailing Address	8425 98TH CT, VERO BEACH, FL 32967-2836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC
Apr 22, 2022	Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Apr 22, 2022 · Amount on File
Deed Document Number	3120250054829
Deed Book / Page	3816 / 964
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 5, 2025
Property Address	8425 98TH CT, VERO BEACH, FL 32967-2836
Document Number	0038160964
Book / Page	3816 / 964
Map Reference	MB 5 PG 76
Instrument Date	Oct 30, 2025
Instrument	3120250054829
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,659.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8425 98TH CT, VERO BEACH, FL 32967-2836

Mortgage

Document Number	0003816966
Date	Nov 5, 2025
Instrument	3816/966

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	4.99%
Index	1-Year CMT
Max Rate	5%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 22, 2022
Property Address	8425 98TH CT, VERO BEACH, FL 32967-2836
Document Number	0035331040
Book / Page	3533 / 1040
Map Reference	MB 5 PG 76
Instrument Date	Apr 14, 2022
Instrument	3120220025899
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$514.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15534 E SYCAMORE DR, FOUNTAIN HILLS, AZ 85268-4326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 8425 98th Ct was $461, up 11.6% from the year before.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$461.00 (+11.62%)	$30,281 (+18.75%) Land $30,281	$30,281 (+18.75%) Land $30,281
2024	$413.00 (-44.71%)	$25,500 (-48.72%) Land $25,500	$25,500 (-48.72%) Land $25,500
2023	$747.00 (+71.33%)	$49,726 (+21.88%) Land $49,726	$49,726 (+21.88%) Land $49,726
2022	$436.00	$40,800 Land $40,800	$40,800 Land $40,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8425 98th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8425 98th Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 98th Ct

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