8434 Pine Lake Rd, Denver, NC 28037 Property Records

Lincoln County property record for 8434 Pine Lake Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,473 sqft · built 2005
Lot Size	0.776 acres (33,803 sqft)
Owner	Trust Name on File
Tax Bill	$10,059 (2026)
Deeds & Mortgages	Feb 2023 Transfer Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4613-29-2305`

Property Details

APN / Parcel Number

Primary APN	`4613-29-2305`
Alternative APNs	`461305292305` `295501` `29907` `17295`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,473 sqft Living Area
Basement Area	2,169 sqft
Finished Basement	1,410 sqft
Unfinished Basement	759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	33,803 sqft (0.776 acres)
Loading Dock	748 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	295501
Street Address	8434 PINE LAKE RD
City	DENVER
State	NC
Zip	28037-8814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	CRESCENT 38/023
Legal Subdivision	CRESCENT LAND & TIMBER
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	71202

Owner

8434 Pine Lake Rd is owner-occupied and held in a trust since February 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Trust Name on File
Mailing Address	8434 PINE LAKE RD, DENVER, NC 28037-8814
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Intrafamily Transfer, Transfer
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 15, 2023
Transfer Doc	0003229368
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Feb 15, 2023
Property Address	8434 PINE LAKE RD, DENVER, NC 28037-8814
Document Number	0003229368
Book / Page	3229 / 368
Map Reference	MB 619 PG 550
Instrument Date	Feb 15, 2023
Instrument	663613
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8434 PINE LAKE RD, DENVER, NC 28037-8814

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8434 PINE LAKE RD, DENVER, NC 28037-8814

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8434 PINE LAKE RD, DENVER, NC 28037-8814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2899749
Date	Apr 20, 2020
Book Page	2899/749
Instrument	607427

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 8434 Pine Lake Rd was $10,059.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,059.00	$1,642,321 (-) Land $590,284 Building $1,052,037	$1,642,321 (-) Land $590,284 Building $1,052,037
2025	$10,059.00	$1,642,321 Land $590,284 Building $1,052,037	$1,642,321 Land $590,284 Building $1,052,037
2023	$9,996.00	$1,642,321 Land $590,284 Building $1,052,037	$1,642,321 Land $590,284 Building $1,052,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8434 Pine Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8434 Pine Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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