8337 Pine Lake Rd, Denver, NC 28037 Property Records

Lincoln County property record for 8337 Pine Lake Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 3,816 sqft · built 2022
Lot Size	1.55 acres (67,736 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Sep 2021)
Tax Bill	$14,826 (2026)
Deeds & Mortgages	Dec 2021 Construction Loan Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4613-19-1563`

Property Details

APN / Parcel Number

Primary APN	`4613-19-1563`
Alternative APNs	`286828` `85616`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,816 sqft Living Area
Basement Area	3,290 sqft
Finished Basement	2,369 sqft
Unfinished Basement	296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Lot Area	67,736 sqft (1.55 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	612 sqft
Loading Dock	690 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	286828
Street Address	8337 PINE LAKE RD
City	DENVER
State	NC
Zip	28037-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#2LT & ADJ ROBERT&LINDA
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	71202

Owner

8337 Pine Lake Rd is owned and occupied by two individuals who acquired it in November 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8337 PINE LAKE RD, DENVER, NC 28037-8813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 4, 2021	Intrafamily Transfer, Transfer
Sep 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2021 · Amount on File
Deed Sale	Sep 21, 2021 · Amount on File
Deed Document Number	2021639100
Deed Book / Page	3086 / 469
Last Transfer Date	Nov 3, 2021
Transfer Doc	0003104199
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8337 PINE LAKE RD, DENVER, NC 28037-8813
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003120782
Date	Dec 22, 2021
Book Page	3120/782
Instrument	644818

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	8337 PINE LAKE RD, DENVER, NC 28037-8813
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003267297
Date	Aug 1, 2023
Book Page	3267/297
Instrument	670217

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Nov 4, 2021
Property Address	8337 PINE LAKE RD, DENVER, NC 28037-8813
Document Number	0003104199
Book / Page	3104 / 199
Instrument Date	Nov 3, 2021
Instrument	642090
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15527 BARNSBURY DR, HUNTERSVILLE, NC 28078-3226
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 21, 2021
Property Address	8337 PINE LAKE RD, DENVER, NC 28037-8813
Document Number	0003086469
Book / Page	3086 / 469
Map Reference	MB 14 PG 32
Instrument Date	Sep 20, 2021
Instrument	639100
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8351 PINE LAKE RD, DENVER, NC 28037-8813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15527 BARNSBURY DR, HUNTERSVILLE, NC 28078-3226
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 8337 Pine Lake Rd was $14,826, down 0.3% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,826.00 (-0.34%)	$2,431,544 (-0.34%) Land $673,405 Building $1,758,139	$2,431,544 (-0.34%) Land $673,405 Building $1,758,139
2025	$14,877.00	$2,439,935 Land $673,405 Building $1,766,530	$2,439,935 Land $673,405 Building $1,766,530
2023	$12,191.00	$2,007,163 Land $673,405 Building $1,333,758	$2,007,163 Land $673,405 Building $1,333,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8337 Pine Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2013–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8337 Pine Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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