8432 Gaylor Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 8432 Gaylor Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,877 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$684,000 (May 2026)
Tax Bill	$6,390 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`245-0253-009-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0253-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	1,877 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	12,722 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8432 GAYLOR WAY
City	CARMICHAEL
State	CA
Zip	95608-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GAYLOR TERRACE, LOT 8
Legal Subdivision	GAYLOR TERRACE
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2019
Census Tract	7905

Owner

Source: Sacramento County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8432 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK
May 27, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Aug 17, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 13, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Feb 20, 2018	Grant Deed, Transfer · Conventional with PMI PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Feb 20, 2018 · Amount on Record
Deed Book / Page	20260527 / 13
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 22, 2026
Property Address	8432 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Document Number	2026000531
Book / Page	20260722 / 531
Instrument Date	Jul 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 T ST, SACRAMENTO, CA 95819-4833

Mortgage

Document Number	2026000531,
Date	Jul 22, 2026
Book Page	20260722/531

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 27, 2026
Property Address	8432 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Document Number	2026000013
Book / Page	20260527 / 13
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Tax	$75,992.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8432 GAYLOR WAY, CARMICHAEL, CA 95608-1908

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8432 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Document Number	2008210887
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8432 GAYLOR WAY CARMICHAEL CA 956081908, CARMICHAEL, CA 95608-1908

Mortgage

Document Number	2008210887
Date	Aug 21, 2020
Instrument	2008210887

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8432 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Document Number	1910100462
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8432 GAYLOR WAY CARMICHAEL CA 956081908, CARMICHAEL, CA 95608-1908

Mortgage

Document Number	1910100462
Date	Oct 10, 2019
Instrument	1910100462

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 20, 2018
Property Address	8432 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Document Number	1802200686
Instrument Date	Feb 12, 2018
Instrument	1802200686
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8432 GAYLOR WAY CARMICHAEL CA 956081908, CARMICHAEL, CA 95608-1908

Mortgage

Document Number	1802200687
Date	Feb 20, 2018
Instrument	1802200687

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$544,309 (+2%) Land $163,292 Building $381,017
2025	$6,390.00 (+2.17%) Homeowner's exemption	$533,638 (+4.04%) Land $160,091 Building $373,547
2024	$6,254.00 (+1.64%)
2023	$6,153.00 (+2.06%) Homeowner's exemption	$512,918 Land $153,875 Building $359,043
2022	$6,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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