8424 Gaylor Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 8424 Gaylor Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,425 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Feb 2023)
Tax Bill	$7,553 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`245-0253-007-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0253-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,425 sqft Living Area
1st Floor Area	968 sqft
2nd Floor Area	811 sqft
Basement Area	646 sqft
Finished Basement	646 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8424 GAYLOR WAY
City	CARMICHAEL
State	CA
Zip	95608-1908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GAYLOR TERRACE, LOT 10
Legal Subdivision	GAYLOR TERRACE
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2019
Census Tract	7905

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8424 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Feb 24, 2023	Grant Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Prior Sale	May 17, 1994 · Amount on Record
Deed Book / Page	20230224 / 920
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 18, 2026
Property Address	8424 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Document Number	2026000760
Book / Page	20260518 / 760
Instrument Date	May 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8424 GAYLOR WAY, CARMICHAEL, CA 95608-1908

Mortgage

Document Number	2026000760,
Date	May 18, 2026
Book Page	20260518/760

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.46%
Max Rate	-1%

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 24, 2023
Property Address	8424 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Document Number	0000000920
Map Reference	MB 71 MAP 14
Instrument Date	Feb 21, 2023
Instrument	2023022400920
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8424 GAYLOR WAY, CARMICHAEL, CA 95608-1908

Mortgage

Document Number	0000000921
Date	Feb 24, 2023
Instrument	2023022400921

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8424 GAYLOR WAY, CARMICHAEL, CA 95608-1908
Document Number	2005150735
Instrument Date	May 2, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8424 GAYLOR WAY CARMICHAEL CA 956081908, CARMICHAEL, CA 95608-1908

Mortgage

Document Number	2005150735
Date	May 15, 2020
Instrument	2005150735

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 14, 2040

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$636,724 (+2%) Land $137,957 Building $498,767
2025	$7,553.00 (+2.16%)	$624,240 (+121.54%) Land $135,252 Building $488,988
2024	$7,393.00 (+121.35%)
2023	$3,340.00 (+2.11%) Homeowner's exemption	$281,777 Land $98,002 Building $183,775
2022	$3,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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