Mille Lacs County property record for 8432 340th St, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 1,040 sqft · built 1940 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Nov 2020) |
| Tax Bill | $1,938 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-011-0900 |
| Primary APN | 14-011-0900 |
|---|
| Building Area | 1,040 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 168 sqft |
| Street Address | 8432 340TH ST |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-2184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW OF SW OF SE 11 41 26 10.00 |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 11 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 970300 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8432 340TH ST, ONAMIA, MN 56359-2184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage HUD |
| Nov 17, 2020 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Prior Sale | Jul 6, 2006 · Amount on Record |
| Deed Document Number | 2020420715 |
| Prior Transfer Date | Jan 9, 2009 |
| Prior Transfer Doc | 353524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 8432 340TH ST, ONAMIA, MN 56359-2184 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A436014 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | A436014 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | May 1, 2063 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Nov 17, 2020 |
| Property Address | 8432 340TH ST, ONAMIA, MN 56359-2184 |
| Document Number | A420715 |
| Instrument Date | Nov 6, 2020 |
| Instrument | A420715 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8432 340TH ST, ONAMIA, MN 56359-2184 |
| Document Number | A420716 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | A420716 |
| Name | BAY EQUITY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Onamia Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,938.00 (+3.3%) | $235,900 (+5.6%) Land $83,000 Building $152,900 | $235,900 (+5.6%) Land $83,000 Building $152,900 |
| 2025 | $1,876.00 (+5.27%) Homeowner's exemption | $223,400 (-5.26%) Land $74,500 Building $148,900 | $223,400 (-5.26%) Land $74,500 Building $148,900 |
| 2023 | $1,782.00 | $235,800 Land $64,000 Building $171,800 | $235,800 Land $64,000 Building $171,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 69% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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