12837 340th St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 12837 340th St, Onamia, MN 56359

Property Summary

Property Type	Mobile Home
Details	1,072 sqft · built 1985
Lot Size	6.89 acres (300,128 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 2020)
Tax Bill	$586 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-018-0400`

Property Details

APN / Parcel Number

Primary APN	`14-018-0400`

Interior

Building Area	1,072 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Lot Area	300,128 sqft (6.89 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	256 sqft
Gazebo	82 sqft

Location & Zoning

Street Address	12837 340TH ST
City	ONAMIA
State	MN
Zip	56359-2969
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	N 400 FT OF E 750 FT OF NW OF NW 18 41 26 6.89
Legal Range	26
Legal Township	41
Legal Section	18
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	3
Census Block	3044
Census Tract	970200

Owner

12837 340th St, a mobile home, is owned and occupied by an individual who bought it in January 2020.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	12837 340TH ST, ONAMIA, MN 56359-2969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Prior Sale	Oct 5, 2015 · Amount on File
Deed Document Number	2020415601
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 29, 2020
Property Address	12837 340TH ST, ONAMIA, MN 56359-2969
Document Number	A415601
Instrument Date	Jan 21, 2020
Instrument	A415601
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12837 340TH ST, ONAMIA, MN 56359-2969

Mortgage

Document Number	A415602
Date	Jan 29, 2020
Instrument	A415602

Lender

Name	COMPEER FINANCIAL FLCA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12837 340th St was $586.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Onamia Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$586.00	$130,200 (+9.05%) Land $73,700 Building $56,500	$130,200 (+9.05%) Land $73,700 Building $56,500
2025		$119,400 Land $66,700 Building $52,700	$119,400 Land $66,700 Building $52,700
2023	$298.00	$120,000 Land $57,800 Building $62,200	$120,000 Land $57,800 Building $62,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12837 340th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12837 340th St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 77% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000