8430 SW Gulf St, Arcadia, FL 34269 Property Records

DeSoto County property record for 8430 SW Gulf St, Arcadia, FL 34269

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 2019
Lot Size	0.498 acres (21,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,900 (Apr 2021)
Tax Bill	$4,188 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-39-23-0274-0000-0300`

Property Details

APN / Parcel Number

Primary APN	`14-39-23-0274-0000-0300`
Alternative APN	`1579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,222 sqft Living Area
Gross Area	2,117 sqft
1st Floor Area	1,222 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,692 sqft (0.498 acres)
Lot Dimensions	209 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft

Exterior Amenities

Pool Area	329 sqft
Porch	Screened/Unfinished Porch
Deck Area	168 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8430 SW GULF ST
City	ARCADIA
State	FL
Zip	34269-4479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	PEACE RIVER ACRES LOT 30 INST:201814001061 INST:202114002781
Legal Range	23E
Legal Township	39S
Legal Section	14
Legal Subdivision	PEACE RIVER ACRES
Legal Tract	0274
Legal Lot Number	30
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA WEST
Census Block Group	1
Census Block	1009
Census Tract	10405

Owner

Source: DeSoto County records, as of June 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8430 SW GULF ST, ARCADIA, FL 34269-4479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC
Jun 29, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2021 · Amount on Record
Deed Sale	Apr 15, 2021 · Amount on Record
Prior Sale	Feb 21, 2018 · Amount on Record
Deed Document Number	20212781
Transfer Doc	0378001034
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Apr 15, 2021
Property Address	8430 SW GULF ST, ARCADIA, FL 34269-4479
Document Number	0014002781
Map Reference	MB 6 PG 68
Instrument Date	Apr 15, 2021
Instrument	202114002781
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	557 BRACE DR, 557, PAWLEYS ISLAND, SC 29585-6928

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8430 SW GULF ST, ARCADIA, FL 34269-4479

Mortgage

Document Number	0014002782
Date	Apr 15, 2021
Instrument	202114002782

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE SOTO FL
Property Address	8430 SW GULF ST, ARCADIA, FL 34269-4479
Document Number	0014004487
Instrument Date	Jun 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8430 SW GULF ST ARCADIA FL 342694479, ARCADIA, FL 34269-4479

Mortgage

Document Number	0014004487
Date	Jul 12, 2019
Instrument	14004487

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

Type	Name
State	Florida
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,962 (+2.9%)	$303,329 (+3.05%) Land $27,500 Building $275,829
2024	$4,188.00 (+1.68%)	$279,846 (+3%)	$294,343 (+8.34%) Land $27,500 Building $266,843
2023	$4,119.00 (-4.32%) Homeowner's exemption	$271,695 (+13.14%) Land $14,000 Building $257,695	$271,695 (+13.14%) Land $14,000 Building $257,695
2022	$4,305.00	$240,150 Land $14,000 Building $226,150	$240,150 Land $14,000 Building $226,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	13 (1995–2022)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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