8388 SW Gulf St, Arcadia, FL 34269 Property Records

DeSoto County property record for 8388 SW Gulf St, Arcadia, FL 34269

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1990
Lot Size0.498 acres (21,693 sqft)
Owner2 Individual Names on Record
Last Sale$700 (Dec 2003)
Tax Bill$989 (2024)
Deeds & MortgagesApr 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN14-39-23-0274-0000-0320

Property Details

APN / Parcel Number

Primary APN14-39-23-0274-0000-0320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Heated Area
Gross Area1,776 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,693 sqft (0.498 acres)
Lot Dimensions209 ft deep x 104 ft wide

Exterior Amenities

PorchOpen Porch
Deck Area20 sqft
Patio Area155 sqft
FenceFence
Shed1 Shed
Shed Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address8388 SW GULF ST
CityARCADIA
StateFL
Zip34269-6581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-2
Legal DescriptionPEACE RIVER ACRES LOT 32 OR 412/464
Legal Range23E
Legal Township39S
Legal Section14
Legal SubdivisionPEACE RIVER EST EAST UNIT ONE
Legal Tract274
Legal Lot Number32
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA WEST
Census Block Group1
Census Block1009
Census Tract10405

Owner

Source: DeSoto County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8388 SW GULF ST, ARCADIA, FL 34269-6581
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2003 · Amount on Record
Deed SaleDec 5, 2003 · Amount on Record
Prior SaleAug 7, 1998 · Amount on Record
Deed Document Number0054201195
Deed Book / Page00412 / 00464
Record UpdatedJun 8, 2026

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDE SOTO FL
Property Address8388 SW GULF ST, ARCADIA, FL 34269-6581
Document Number0014002571
Instrument DateApr 9, 2019
Transaction TypeMortgage
Record UpdatedMay 9, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address8388 SW GULF ST ARCADIA FL 342696581, ARCADIA, FL 34269-6581

Mortgage

Document Number0014002571
DateApr 18, 2019
Instrument14002571
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 17, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$76,123 (+5.99%)$196,355 (+14.19%) Land $27,500 Building $168,855
2024$989.00 (+1.12%)
2023$978.00 (+1.03%) Homeowner's exemption$71,823 (+1.71%)$171,952 (+3.68%) Land $14,000 Building $157,952
2022$968.00 Homeowner's exemption$70,613$165,846 Land $14,000 Building $151,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims13 (1995–2022)
Claims Outside the SFHA6 of 13
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on SW Gulf St

Nearby Streets

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