843 Marshall Rd, Troy, VA 22974 Property Records

Fluvanna County property record for 843 Marshall Rd, Troy, VA 22974

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,619 sqft · built 2001
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Aug 2023)
Tax Bill	$4,490 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3 23 55`

Property Details

APN / Parcel Number

Primary APN	`3 23 55`
Alternative APN	`13462`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,619 sqft Living Area
Gross Area	6,543 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Area	1,620 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13462
Street Address	843 MARSHALL RD
City	TROY
State	VA
Zip	22974-3856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 230002417 AC. 10.00 SOUTH KESWICK
Legal Subdivision	SOUTH KESWICK
Legal Block	55
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	3
Census Block	3005
Census Tract	20101

Owner

843 Marshall Rd is owned and occupied by an individual who bought it in August 2023.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	843 MARSHALL RD, TROY, VA 22974-3856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Mar 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Aug 31, 2023	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Oct 25, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Oct 25, 2022 · Amount on File
Deed Document Number	20232417
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Recording Date	Apr 16, 2026
Property Address	843 MARSHALL RD, TROY, VA 22974-3856
Document Number	0000001101
Instrument Date	Apr 10, 2026
Instrument	20261101
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 MARSHALL RD, TROY, VA 22974-3856

Mortgage

Document Number	0000001101,
Date	Apr 16, 2026
Instrument	20261101

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	843 MARSHALL RD, TROY, VA 22974-3856
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000476
Date	Mar 1, 2024
Instrument	240000476

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 31, 2023
Property Address	843 MARSHALL RD, TROY, VA 22974-3856
Document Number	0230002417
Map Reference	DB 249 PG 143
Instrument Date	Aug 28, 2023
Instrument	230002417
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 MARSHALL RD, TROY, VA 22974-3856

Mortgage

Document Number	0230002418
Date	Aug 31, 2023
Instrument	230002418

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 25, 2022
Property Address	843 MARSHALL RD, TROY, VA 22974-3856
Document Number	0220003817
Map Reference	DB 249 PG 143
Instrument Date	Oct 18, 2022
Instrument	220003817
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Amount	Amount on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 35, AFTON, VA 22920-0035

Tax Assessment & Valuation

The 2025 property tax bill for 843 Marshall Rd was $4,490, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,800 (-) Land $146,800 Building $448,000	$594,800 (-) Land $146,800 Building $448,000
2025	$4,490.00 (+0.65%)	$594,800 Land $146,800 Building $448,000	$594,800 Land $146,800 Building $448,000
2024	$4,461.00
2023		$507,200 Land $146,800 Building $360,400	$507,200 Land $146,800 Building $360,400
2022	$4,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 843 Marshall Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 843 Marshall Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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