Fluvanna County property record for 381 Marshall Rd, Troy, VA 22974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,256 sqft · built 1998 |
| Lot Size | 11.7 acres (510,305 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Dec 2023) |
| Tax Bill | $4,705 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3 23 23 |
| Primary APN | 3 23 23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,256 sqft Living Area |
| Gross Area | 6,080 sqft |
| 1st Floor Area | 2,256 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 510,305 sqft (11.7 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 592 sqft |
| Shed | 1 Shed |
| Gazebo | Gazebo |
| Stable | Stable |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12356 |
|---|---|
| Street Address | 381 MARSHALL RD |
| City | TROY |
| State | VA |
| Zip | 22974-3853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | INST 230003468 AC 11.715 SOUTH KESWICK |
| Legal Block | 23 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20101 |
381 Marshall Rd is owned and occupied by an individual who bought it in December 2023.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 381 MARSHALL RD, TROY, VA 22974-3853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on File |
| Deed Sale | Dec 21, 2023 · Amount on File |
| Deed Document Number | 20233468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Dec 21, 2023 |
| Property Address | 381 MARSHALL RD, TROY, VA 22974-3853 |
| Document Number | 0230003468 |
| Map Reference | DB 210 PG 258 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 230003468 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 381 MARSHALL RD, TROY, VA 22974-3853 |
| Document Number | 0230003469 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 230003469 |
| Name | MEMBER OPTIONS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
The 2025 property tax bill for 381 Marshall Rd was $4,705.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $623,200 (-) Land $186,600 Building $436,600 | $623,200 (-) Land $186,600 Building $436,600 | |
| 2025 | $4,705.00 | $623,200 Land $186,600 Building $436,600 | $623,200 Land $186,600 Building $436,600 |
| 2023 | $545,300 Land $186,600 Building $358,700 | $545,300 Land $186,600 Building $358,700 | |
| 2022 | $3,646.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 381 Marshall Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 381 Marshall Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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