843 Flemish St, Oceanside, CA 92057 Property Records

San Diego County property record for 843 Flemish St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,059 sqft · built 1975
Lot Size	0.4 acres (1,741 sqft)
Owner	Trust Name on File
Last Sale	$370,000 (Dec 2019)
Tax Bill	$3,063 (2025)
Deeds & Mortgages	Nov 2019 Construction Loan Dec 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`162-332-05-00`

Property Details

APN / Parcel Number

Primary APN	`162-332-05-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	1,741 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	843 FLEMISH ST
City	OCEANSIDE
State	CA
Zip	92057-8624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 214 UND 1/141 INT IN LOT C&ALL OF TR 007536
Legal Subdivision	OCEANA-SOUTH
Legal Tract	007536
Legal Block	3
Legal Lot Number	214,C
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	18512

Owner

843 Flemish St is owner-occupied and held in a trust since December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	843 FLEMISH ST, OCEANSIDE, CA 92057-8624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LAFAYETTE FCU
Dec 17, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 12, 2017	Grant Deed, Transfer · ARM LAFAYETTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	Jan 12, 2017 · Amount on File
Deed Document Number	2019590139
Prior Transfer Date	Feb 25, 2018
Prior Transfer Doc	0000116444
Record Updated	Oct 29, 2026

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2019
Property Address	843 FLEMISH ST, OCEANSIDE, CA 92057-8624
Instrument Date	Nov 22, 2019
Instrument	549004
Transaction Type	Construction Loan
Record Updated	Dec 5, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	853 FLEMISH ST OCEANSIDE CA 92057, OCEANSIDE, CA 92057

Mortgage

Document Number	0000549004
Date	Nov 25, 2019
Instrument	549004

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 24, 2020

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 17, 2019
Property Address	843 FLEMISH ST, OCEANSIDE, CA 92057-8624
Document Number	0000590139
Instrument Date	Oct 30, 2019
Instrument	590139
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$407.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	843 FLEMISH ST OCEANSIDE CA 920578624, OCEANSIDE, CA 92057-8624

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 23, 2018
Property Address	843 FLEMISH ST, OCEANSIDE, CA 92057-8624
Document Number	0000116444
Instrument Date	Feb 5, 2018
Instrument	116444
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	843 FLEMISH ST OCEANSIDE CA 920578624, OCEANSIDE, CA 92057-8624

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 12, 2017
Property Address	843 FLEMISH ST, OCEANSIDE, CA 92057-8624
Document Number	0000019934
Map Reference	MAP7536
Instrument Date	Jan 9, 2017
Instrument	2017-0019934
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 PONTIAC DR, CARLSBAD, CA 92010-2134

Mortgage

Document Number	0000019935
Date	Jan 12, 2017
Instrument	2017-0019935

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	KENSINGTON, MD 20895

Agreement

Type	ARM
Amount	Amount on Record
Term	363 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2018
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 843 Flemish St was $3,063 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$281,946 (+2%) Land $197,081 Building $84,865
2025	$3,063.00 Homeowner's exemption	$276,418 Land $193,217 Building $83,201
2023	$2,908.00 (+1.57%) Homeowner's exemption	$265,686 Land $185,715 Building $79,971
2022	$2,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 843 Flemish St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 843 Flemish St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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