San Diego County property record for 827 Flemish St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,059 sqft · built 1975 |
| Lot Size | 0.39 acres (1,705 sqft) |
| Owner | Company Name on File |
| Last Sale | $292,500 (Nov 2018) |
| Tax Bill | $948 (2025) |
| Deeds & Mortgages | Apr 2021 Reverse Mortgage Nov 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-332-03-00 |
| Primary APN | 162-332-03-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 1,705 sqft (0.39 acres) |
| Lot Dimensions | 62 ft deep x 28 ft wide |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 827 FLEMISH ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-8624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 212 UND 1/141 INT IN LOT C&ALL OF TR 007536 |
| Legal Subdivision | OCEANA SOUTH |
| Legal Tract | 007536 |
| Legal Block | 3 |
| Legal Lot Number | 212,C |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 18512 |
827 Flemish St is owned by a company that bought it in November 2018 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 827 FLEMISH ST, OCEANSIDE, CA 92057-8624 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Reverse Mortgage MCM HOLDINGS INC |
| Nov 9, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on File |
| Deed Sale | Nov 9, 2018 · Amount on File |
| Prior Sale | Apr 1, 2010 · Amount on File |
| Deed Document Number | 2018468902 |
| Prior Transfer Date | Jul 6, 2005 |
| Prior Transfer Doc | 0000796559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 827 FLEMISH ST, OCEANSIDE, CA 92057-8624 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 827 FLEMISH ST, OCEANSIDE, CA 92057-8624 |
| Document Number | 0000325804 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021-0325804 |
| Name | MCM HOLDINGS INC |
|---|---|
| Type | Mortgage Company |
| Address | HIALEAH, FL 33016 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.31% |
| Type Change Date | Jun 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 9, 2018 |
| Property Address | 827 FLEMISH ST, OCEANSIDE, CA 92057-8624 |
| Document Number | 0000468902 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 468902 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $321.75 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 827 FLEMISH ST OCEANSIDE CA 920578624, OCEANSIDE, CA 92057-8624 |
The 2025 property tax bill for 827 Flemish St was $948 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $88,954 (+2%) Land $74,251 Building $14,703 | |
| 2025 | $948.00 Homeowner's exemption | $87,211 Land $72,796 Building $14,415 |
| 2023 | $898.00 (+1.7%) Homeowner's exemption | $83,826 Land $69,970 Building $13,856 |
| 2022 | $883.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 827 Flemish St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 827 Flemish St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks.
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