Lowndes County property record for 8428 Hwy 12 E, Steens, MS 39766
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,437 sqft · built 1996 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Dec 2002) |
| Tax Bill | $1,256 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24W000006108 |
| Primary APN | 24W000006108 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,437 sqft Adjusted Area |
| 1st Floor Area | 1,997 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 69,696 sqft (1.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 026276 |
|---|---|
| Street Address | 8428 HIGHWAY 12 E |
| City | STEENS |
| State | MS |
| Zip | 39766-9548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 SW4 HWY 12 E 1A |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 34 |
| Legal Subdivision | WOODLAWN ESTATES |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 104 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8428 HIGHWAY 12 E, STEENS, MS 39766-9548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF VERNON |
| May 3, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST AMERICAN TITLE |
| Oct 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2002 · Amount on Record |
| Deed Sale | Dec 6, 2002 · Amount on Record |
| Deed Document Number | 0002002561 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Aug 3, 2026 |
| Property Address | 8428 HIGHWAY 12 E, STEENS, MS 39766-9548 |
| Document Number | 2026018631 |
| Book / Page | 2026 / 18631 |
| Instrument Date | Jul 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8428 HIGHWAY 12 E, STEENS, MS 39766-9548 |
| Document Number | 2026018631, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 2026/18631 |
| Name | BANK OF VERNON |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 10, 2027 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 8428 HIGHWAY 12 E, STEENS, MS 39766-9548 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00202113556 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 2021/13556 |
| Name | FIRST AMERICAN TITLE |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 8428 HIGHWAY 12 E, STEENS, MS 39766-9548 |
| Document Number | 0020207655 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8428 HIGHWAY 12 E STEENS MS 397669548, STEENS, MS 39766-9548 |
| Document Number | 0020207655 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 002020/027655 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Oct 21, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 8428 HIGHWAY 12 E, STEENS, MS 39766-9548 |
| Document Number | 0020187855 |
| Instrument Date | Aug 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8428 HIGHWAY 12 E STEENS MS 397669548, STEENS, MS 39766-9548 |
| Document Number | 0020187855 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 002018/017855 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2048 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,256.00 (+1.7%) Homeowner's exemption | $15,915 (+12.8%) | $159,150 (+12.8%) Land $22,800 Building $136,350 |
| 2024 | $1,235.00 (+16.18%) | ||
| 2023 | $1,063.00 Homeowner's exemption | $14,109 | $141,090 Land $22,800 Building $118,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LOWNDES #4-HERMAN-VAUGHN public/private · serves 5,678 people · EPA ID MS0440100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| M-Pulse Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures