8426 E Hwy 86, Custer, KY 40115 Property Records

Breckinridge County property record for 8426 E Hwy 86, Custer, KY 40115

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,232 sqft
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Dec 2023)
Tax Bill	$1,456 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`148-8E`

Property Details

APN / Parcel Number

Primary APN	`148-8E`
Alternative APNs	`26436` `35896`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	35896
Street Address	8426 E HIGHWAY 86
City	CUSTER
State	KY
Zip	40115-5224
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	INC. 148-8B ( LAND & MH)
Legal Subdivision	SHEROAN FARM DIVISION
Legal Lot Number	5
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	1
Census Block	1028
Census Tract	960501

Owner

Source: Breckinridge County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK
Oct 29, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 15, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 29, 2022	Deed, Transfer
Apr 13, 2020	Deed, Transfer · Line of Credit FIRST STATE BANK
Sep 2, 2009	Deed, Transfer
Jul 7, 2009	Warranty Deed, Transfer
Dec 22, 2008	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	2023922834
Deed Book / Page	462 / 453
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 GAINES RD, BRANDENBURG, KY 40108-6350
Investor	Possibly a Property Investor

Mortgage

Document Number	000M530/47
Date	Jul 8, 2022
Book Page	M530/47
Instrument	2020908728

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jun 10, 2023

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224

Mortgage

Document Number	00M570/292
Date	Oct 29, 2024
Book Page	M570/292
Instrument	2020933319

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Dec 15, 2023
Property Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224
Document Number	00D462/453
Book / Page	D462 / 453
Instrument Date	Dec 14, 2023
Instrument	2020922834
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 GAINES RD, BRANDENBURG, KY 40108-6350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224

Mortgage

Document Number	000M555433
Date	Dec 15, 2023
Instrument	M555/433

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Mar 29, 2022
Property Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224
Document Number	00D446/640
Book / Page	D446 / 640
Instrument Date	Mar 29, 2022
Instrument	2020907133
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 114, CUSTER, KY 40115-0114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 GAINES RD, BRANDENBURG, KY 40108-6350
Investor	Possibly a Property Investor

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Apr 13, 2020
Property Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224
Document Number	000426/543
Book / Page	426 / 543
Instrument Date	Apr 3, 2020
Instrument	2020001806
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 WHITWORTH LOCKARD LN, GARFIELD, KY 40140-5431

Mortgage

Document Number	0000480114
Date	Apr 13, 2020
Instrument	480/114

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 3, 2040

September 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Sep 2, 2009
Property Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224
Document Number	000342/047
Book / Page	342 / 047
Map Reference	DD314 PG394
Instrument Date	Aug 27, 2009
Instrument	2009005180
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 RIVER EDGE RD, BRANDENBURG, KY 40108-9788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 N DIXIE BLVD, RADCLIFF, KY 40160-1308

July 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Jul 7, 2009
Property Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224
Document Number	000340/514
Book / Page	340 / 514
Instrument Date	Jun 25, 2009
Instrument	2009003873
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 N DIRIE BLVD, RADCLIFF, KY 40160-1308

December 2008: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	BRECKINRIDGE KY
Recording Date	Dec 22, 2008
Property Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224
Document Number	000336/655
Book / Page	336 / 655
Map Reference	MB314 PG394
Instrument Date	Nov 14, 2008
Instrument	2008007644
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8426 E HIGHWAY 86, CUSTER, KY 40115-5224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 AICOA TR, MARYVILLE, TN 37804-5516
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,456.00 (+81.32%)	$149,900 (+81.7%) Land $24,000 Building $125,900	$149,900 (+81.7%) Land $24,000 Building $125,900
2023	$803.00 (-0.62%)	$82,500 (-) Land $12,000 Building $70,500	$82,500 (-) Land $12,000 Building $70,500
2022	$808.00	$82,500 Land $12,000 Building $70,500	$82,500 Land $12,000 Building $70,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hwy 86

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures