8425 S 550 E, Berne, IN 46711 Property Records

Adams County property record for 8425 S 550 E, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	4 bd · 2,660 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Feb 2020 Refinance Jan 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-16-200-004.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-16-200-004.000-006`
Alternative APNs	`01619000001020` `02024613907`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	2,660 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Granary	78 sqft
Poultry House	6,080 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	02024613907
Street Address	8425 S 550 E
City	BERNE
State	IN
Zip	46711-9219
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S/2 S/2 SW NE SEC 16 (10A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5025
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8425 S 550 E, BERNE, IN 46711-9219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MECHANICS SAVINGS BANK
Jan 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK
Apr 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCER SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8425 S 550 E, BERNE, IN 46711-9219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000608
Date	Feb 6, 2020
Instrument	2020000608

Lender

Name	FARMERS & MECHANICS SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8425 S 550 E, BERNE, IN 46711-9219
Transaction Type	Mortgage
Record Updated	Jan 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020000064
Date	Jan 6, 2020
Instrument	202020000064

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	8425 S 550 E, BERNE, IN 46711-9219
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001418
Date	Apr 23, 2019
Instrument	2019001418

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (+2.04%) Homeowner's exemption	$304,400 (+13.79%) Land $38,800 Building $265,600	$304,400 (+13.79%) Land $38,800 Building $265,600
2024	$2,692.00 (+2.09%)
2023	$2,637.00 (+3.25%)	$267,500 (-0.22%) Land $36,900 Building $230,600	$267,500 (-0.22%) Land $36,900 Building $230,600
2022	$2,554.00 (+14.43%)	$268,100 Land $33,500 Building $234,600	$268,100 Land $33,500 Building $234,600
2020	$2,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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