7322 S 550 E, Berne, IN 46711 Property Records

Adams County property record for 7322 S 550 E, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,837 sqft · built 1905
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Sep 2023)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-09-100-005.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-09-100-005.000-006`
Alternative APNs	`01613000001600` `00481131393`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,837 sqft Living Area
1st Floor Area	1,897 sqft
Attic	Attic
Attic Area	1,880 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	420 sqft
Granary	224 sqft
Milk House	168 sqft
Poultry House	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00481131393
Street Address	7322 S 550 E
City	BERNE
State	IN
Zip	46711-9223
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MID 408.32' OF E 320' SE NW SEC 9 (3A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5012
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7322 S 550 E, BERNE, IN 46711-9223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage MERCER SAVINGS BANK
Dec 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Jun 22, 2021	Deed of Trust, Mortgage · ARM FARMERS & MERCHANTS STATE BANK
Oct 12, 2017	Warranty Deed, Transfer · Line of Credit BANK OF GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	202343707
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7322 S 550 E, BERNE, IN 46711-9223
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002837
Date	Aug 23, 2023
Instrument	2023002837

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7322 S 550 E, BERNE, IN 46711-9223
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022005226
Date	Dec 6, 2022
Instrument	2022005226

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	7322 S 550 E, BERNE, IN 46711-9223
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003329
Date	Jun 22, 2021
Instrument	2021003329

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2028
Index	1-Year CMT
Margin	4

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Oct 12, 2017
Property Address	7322 S 550 E, BERNE, IN 46711-9223
Document Number	2017003903
Instrument Date	Oct 6, 2017
Instrument	2017003903
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7322 S 550 E, BERNE, IN 46711-9223

Mortgage

Document Number	2017003904
Date	Oct 12, 2017
Instrument	2017003904

Lender

Name	BANK OF GENEVA
Type	Bank
Address	GENEVA, IN 46740

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (+7.94%)	$231,000 (+14.47%) Land $26,900 Building $204,100	$231,000 (+14.47%) Land $26,900 Building $204,100
2024	$2,621.00 (+65.05%)
2023	$1,588.00 (+3.72%)	$201,800 (+1.87%) Land $26,700 Building $175,100	$201,800 (+1.87%) Land $26,700 Building $175,100
2022	$1,531.00 (+26.01%)	$198,100 Land $26,400 Building $171,700	$198,100 Land $26,400 Building $171,700
2020	$1,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G and 4G LTE (outdoors only)

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