8423 Cascade St, Commerce Township, MI 48382 Property Records

Oakland County property record for 8423 Cascade St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,812 sqft · built 2016
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Aug 2026)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-01-204-010`

Property Details

APN / Parcel Number

Primary APN	`E-17-01-204-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,812 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Garage Area	491 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	53 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8423 CASCADE ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 1 RUSSELL BEACH SUB LOTS 74 & 75
Legal Range	08E
Legal Township	02N
Legal Section	01
Legal Subdivision	RUSSELL BEACH
Legal Lot Number	74-75
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3002
Census Tract	134000

Owner

8423 Cascade St is owned and occupied by an individual who bought it in August 2026.

Source: Oakland County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	136 W MAPLEDALE AVE, HAZEL PARK, MI 48030-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Apr 12, 2021	Intrafamily Transfer, Transfer · VA Mortgage ROSS MORTGAGE CORP
Nov 19, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Nov 2, 2017	Warranty Deed, Subdivision Related Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Apr 12, 2021
Deed Document Number	2026125369
Deed Book / Page	61482 / 868
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	0000096640
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 20, 2026
Property Address	8423 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4706
Document Number	0000125369
Book / Page	61482 / 868
Instrument Date	Aug 11, 2026
Instrument	2026125369
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 W MAPLEDALE AVE, HAZEL PARK, MI 48030-3403

Mortgage

Document Number	0000124326,
Date	Aug 20, 2026
Instrument	2026124326

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Apr 12, 2021
Property Address	8423 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4706
Document Number	0000096640
Book / Page	56047 / 501
Map Reference	LB 16 PG 16
Instrument Date	Apr 5, 2021
Instrument	96640
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8423 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4706

Mortgage

Document Number	0056047504
Date	Apr 12, 2021
Instrument	56047/504

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 19, 2019
Property Address	8423 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4706
Document Number	0000193906
Book / Page	053519 / 000468
Instrument Date	Sep 18, 2019
Instrument	193906
Transaction Type	Transfer
Record Updated	Jan 8, 2020
Title Company	GM RECORDINGS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,635.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39423 SPRINGWATER DR NORTHVILLE MI 481683962, NORTHVILLE, MI 48168-3962

Mortgage

Document Number	190995
Date	Nov 19, 2019
Book Page	053502/000253
Instrument	190995

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 2, 2017
Property Address	8423 CASCADE ST, COMMERCE TOWNSHIP, MI 48382-4706
Document Number	0000203741
Book / Page	051250 / 000395
Instrument Date	Nov 1, 2017
Instrument	203741
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3555 OAK MEADOWS CT COMMERCE TOWNSHIP MI 483821948, COMMERCE TOWNSHIP, MI 48382-1948

Mortgage

Document Number	203742
Date	Nov 2, 2017
Book Page	051250/000396
Instrument	203742

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8423 Cascade St was $3,823 with a homeowner's exemption, down 39.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (-39.82%) Homeowner's exemption	$214,200	$428,400
2024	$6,353.00
2023		$199,680	$399,360
2021	$5,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8423 Cascade St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8423 Cascade St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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