842 Middle St, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 842 Middle St, Schenectady, NY 12309

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$629,000 (Sep 2020)
Tax Bill	$274 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 31.11-1-25`

Property Details

APN / Parcel Number

Primary APN	`422400 31.11-1-25`
Alternative APN	`240003101100010250000000`

Exterior

Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	150 ft deep x 36 ft wide

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	842 MIDDLE ST
City	SCHENECTADY
State	NY
Zip	12309-1016
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RR
Legal Subdivision	MOORENLEGHTEN
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	1
Census Block	1002
Census Tract	32101

Owner

842 Middle St, residential vacant land, is owned by two individuals who bought it in September 2020.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	838 MIDDLE ST, SCHENECTADY, NY 12309-1016
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Aug 17, 2012 · Amount on File
Deed Document Number	202028215
Deed Book / Page	2041 / 890
Prior Transfer Date	Mar 13, 2012
Prior Transfer Doc	0000013281
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 21, 2020
Property Address	842 MIDDLE ST, SCHENECTADY, NY 12309-1016
Document Number	0000028215
Book / Page	2041 / 890
Instrument Date	Aug 21, 2020
Instrument	202028215
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	838 MIDDLE ST, 838, NISKAYUNA, NY 12309-1016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 VALLEYWOOD DR, SCHENECTADY, NY 12302-4719

Mortgage

Document Number	0000028216
Date	Sep 21, 2020
Instrument	202028216

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 842 Middle St was $274, down 1.8% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$274.00 (-1.79%)
2025	$279.00	$4,400 Land $4,400	$6,500 Land $6,500
2023		$4,400 Land $4,400	$5,600 Land $5,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 842 Middle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1993–2012)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 842 Middle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: Verizon.

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