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815 Middle St, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 815 Middle St, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,168 sqft · built 1940
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Tax Bill$11,560 (2026)
Deeds & MortgagesJun 2026 Sale
Feb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN422400 31.11-1-6

Property Details

APN / Parcel Number

Primary APN422400 31.11-1-6
Alternative APN
  • 240003101100010060000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,168 sqft Living Area
1st Floor Area924 sqft
2nd Floor Area620 sqft
Upper Floors Area624 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleColonial
Exterior MaterialWood
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions125 ft deep x 72 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address815 MIDDLE ST
CitySCHENECTADY
StateNY
Zip12309-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block1
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group1
Census Block1002
Census Tract32101

Owner

815 Middle St is owned and occupied by an individual who acquired it in February 2026.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address815 MIDDLE ST, SCHENECTADY, NY 12309-1015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 25, 2026Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 11, 2026
Transfer Doc0000003964
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJun 18, 2026
Property Address815 MIDDLE ST, SCHENECTADY, NY 12309-1015
Document Number0000013952
Book / Page2174 / 195
Instrument DateJun 11, 2026
Instrument202613952
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 MIDDLE ST, SCHENECTADY, NY 12309-1015
InvestorPossibly a Property Investor

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateFeb 25, 2026
Property Address815 MIDDLE ST, SCHENECTADY, NY 12309-1015
Document Number0000003964
Instrument DateFeb 11, 2026
Instrument202603964
Transaction TypeTransfer
Record UpdatedMay 7, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address815 MIDDLE ST, SCHENECTADY, NY 12309-1015

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address815 MIDDLE ST, SCHENECTADY, NY 12309-1015

Tax Assessment & Valuation

The 2026 property tax bill for 815 Middle St was $11,560 with exemptions applied, up 0.8% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,560.00 (+0.78%) Homeowner's exemption Senior Citizen's exemption
2025$11,471.00$256,000 Land $35,400 Building $220,600$379,300 Land $52,450 Building $326,850
2023$256,000 Land $35,400 Building $220,600$324,100 Land $44,817 Building $279,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 815 Middle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1993–2012)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 815 Middle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 35

May also be available: Verizon.

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