Carroll County property record for 842 Franklin Ave, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,288 sqft · built 1997 |
| Lot Size | 0.515 acres (22,447 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,000 (Sep 1997) |
| Tax Bill | $3,672 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-131445 |
| Primary APN | 07-131445 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Total Area |
| Basement Area | 967 sqft |
| Finished Basement | 967 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 22,447 sqft (0.515 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 131445 |
|---|---|
| Street Address | 842 FRANKLIN AVE |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 1- 0.51 AC 842 FRANKLIN AVE 40-165 HEDGES ADD FAIRFIELD |
| Legal Subdivision | HEDGES ADD |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 507802 |
842 Franklin Ave is owned and occupied by an individual who bought it in September 1997.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 842 FRANKLIN AVE, WESTMINSTER, MD 21157-5943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 22, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jun 22, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO |
| Oct 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 1997 · Amount on File |
| Deed Sale | Sep 12, 1997 · Amount on File |
| Prior Sale | Apr 2, 1996 · Amount on File |
| Deed Document Number | 19974618 |
| Deed Book / Page | 1950 / 795 |
| Transfer Doc | 0020570655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 842 FRANKLIN AVE, WESTMINSTER, MD 21157-5943 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0099120057 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 9912/57 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 842 FRANKLIN AVE, WESTMINSTER, MD 21157-5943 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0091480447 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 9148/0447 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 842 FRANKLIN AVE, WESTMINSTER, MD 21157-5943 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0108150294 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 10815/294 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 842 FRANKLIN AVE, WESTMINSTER, MD 21157-5943 |
| Document Number | 0088440245 |
| Book / Page | 008844 / 000245 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 842 FRANKLIN AVE WESTMINSTER MD 211575943, WESTMINSTER, MD 21157-5943 |
| Document Number | 0088440245 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 008844/000245 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 25, 2032 |
The 2026 property tax bill for 842 Franklin Ave was $3,672 with a homeowner's exemption, up 5.1% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,672.00 (+5.09%) Homeowner's exemption | $339,300 (+5.94%) Land $101,200 Building $238,100 | $339,300 (-) Land $101,200 Building $238,100 |
| 2025 | $3,494.00 Homeowner's exemption | $320,267 | $339,300 Land $101,200 Building $238,100 |
| 2023 | $3,188.00 Homeowner's exemption | $282,200 Land $101,200 Building $181,000 | $282,200 Land $101,200 Building $181,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 842 Franklin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 842 Franklin Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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