822 Franklin Ave, Westminster, MD 21157 Property Records

Carroll County property record for 822 Franklin Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,864 sqft · built 1961
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Mar 2023)
Tax Bill	$3,476 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-016107`

Property Details

APN / Parcel Number

Primary APN	`07-016107`
Alternative APNs	`7016107` `016107`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,864 sqft Total Area
Basement Area	588 sqft
Finished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Foyer
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	506 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	016107
Street Address	822 FRANKLIN AVE
City	WESTMINSTER
State	MD
Zip	21157-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 80 - 0.31 AC 822 FRANKLIN AVE 5-9 FAIRFIELD SC C
Legal Subdivision	FAIRFIELD
Legal Lot Number	80
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1019
Census Tract	507802

Owner

822 Franklin Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	822 FRANKLIN AVE, WESTMINSTER, MD 21157-5917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Feb 26, 1997 · Amount on File
Deed Book / Page	11000 / 195
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 23, 2023
Property Address	822 FRANKLIN AVE, WESTMINSTER, MD 21157-5917
Document Number	0110000195
Book / Page	11000 / 195
Map Reference	MB 5 PG 9
Instrument Date	Mar 10, 2023
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	822 FRANKLIN AVE, WESTMINSTER, MD 21157-5917

Mortgage

Document Number	0110000200
Date	Mar 23, 2023
Instrument	11000-0200

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 822 Franklin Ave was $3,476 with a homeowner's exemption, up 5.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,476.00 (+5.53%) Homeowner's exemption	$365,200 Land $92,900 Building $272,300	$365,200 Land $92,900 Building $272,300
2025	$3,294.00 Homeowner's exemption
2023	$2,985.00	$264,200 Land $92,900 Building $171,300	$264,200 Land $92,900 Building $171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 822 Franklin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 822 Franklin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin Ave

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