842 Austin Cir, Bartow, FL 33830 Property Records

Polk County property record for 842 Austin Cir, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 795 sqft · built 1994
Lot Size	0.24 acres (10,446 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2023)
Tax Bill	$2,028 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363483-000690`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363483-000690`
Alternative APNs	`352925363483000690` `52925000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	795 sqft Living Area
Gross Area	1,145 sqft
1st Floor Area	795 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,446 sqft (0.24 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	350 sqft
Porch	Unfinished Open Porch
Porch Area	85 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	842 AUSTIN CIR
City	BARTOW
State	FL
Zip	33830-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANDY GROVE ESTATES PHASE THREE PB 96 PG 28 LOT 69
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	GANDY GROVE ESTATES PHASE 03
Legal Phase	3
Legal Tract	363483
Legal Block	2
Legal Lot Number	69
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2015
Census Tract	14501

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	842 AUSTIN CIR, BARTOW, FL 33830-8601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage HOUSING FINANCE AUTHORIY OF PINELLAS COU
Sep 29, 2023	Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Feb 28, 2014 · Amount on Record
Deed Document Number	2023228697
Deed Book / Page	12853 / 1302
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	842 AUSTIN CIR, BARTOW, FL 33830-8601
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290736
Date	Dec 11, 2025
Book Page	13808/730
Instrument	2025290736

Lender

Name	HOUSING FINANCE AUTHORIY OF PINELLAS COU
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	334 Months
Due	Oct 1, 2053

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 29, 2023
Property Address	842 AUSTIN CIR, BARTOW, FL 33830-8601
Document Number	0000228697
Book / Page	12853 / 1302
Map Reference	MB 96 PG 28
Instrument Date	Sep 21, 2023
Instrument	2023228697
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	EASY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7204 LAKE ENDERLY BLVD, BARTOW, FL 33830-9004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 AUSTIN CIR, BARTOW, FL 33830-8601

Mortgage

Document Number	0128531304
Date	Sep 29, 2023
Instrument	12853/1304

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0000228699
Date	Sep 29, 2023
Book Page	12853/1319
Instrument	2023228699

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78259

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,514 (+4.84%) Land $40,000 Building $124,514	$164,514 (+4.84%) Land $40,000 Building $124,514
2025	$2,028.00 (+122.37%)	$156,918 (+132.23%) Land $25,000 Building $131,918	$156,918 (+7.59%) Land $25,000 Building $131,918
2023	$912.00 (+4.11%) Homeowner's exemption	$67,571 (+3%)	$145,842 (+18.59%) Land $8,900 Building $136,942
2022	$876.00 Homeowner's exemption	$65,603	$122,979 Land $7,400 Building $115,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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