832 Austin Cir, Bartow, FL 33830 Property Records

Polk County property record for 832 Austin Cir, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,402 sqft · built 1994
Lot Size	0.232 acres (10,097 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Dec 2019)
Tax Bill	$1,474 (2025)
Deeds & Mortgages	Feb 2026 Transfer Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-35-363483-000700`

Property Details

APN / Parcel Number

Primary APN	`25-29-35-363483-000700`
Alternative APNs	`352925363483000700` `52925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	1,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,097 sqft (0.232 acres)
Lot Dimensions	112 ft deep x 89 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	377 sqft
Porch	Florida Room
Porch Area	797 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	832 AUSTIN CIR
City	BARTOW
State	FL
Zip	33830-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANDY GROVE ESTATES PHASE THREE PB 96 PG 28 LOT 70
Legal Range	25E
Legal Township	29S
Legal Section	35
Legal Subdivision	GANDY GROVE ESTATES PHASE 03
Legal Phase	3
Legal Tract	363483
Legal Block	2
Legal Lot Number	70
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2015
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	832 AUSTIN CIR, BARTOW, FL 33830-8601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM
May 2, 2018	Loan Modification, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC
Apr 17, 2018	Loan Modification, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Oct 7, 2014 · Amount on Record
Deed Document Number	2019254667
Deed Book / Page	11059 / 1153
Last Transfer Date	Feb 3, 2026
Transfer Doc	0000030938
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Feb 6, 2026
Property Address	832 AUSTIN CIR, BARTOW, FL 33830-8601
Document Number	0000030938
Book / Page	13873 / 1828
Map Reference	MB 96 PG 28
Instrument Date	Feb 3, 2026
Instrument	2026030938
Transaction Type	Transfer
Record Updated	Mar 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	832 AUSTIN CIR, BARTOW, FL 33830-8601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 AUSTIN CIR, BARTOW, FL 33830-8601

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 2, 2019
Property Address	832 AUSTIN CIR, BARTOW, FL 33830-8601
Document Number	0110591153
Book / Page	011059 / 001153
Instrument Date	Nov 26, 2019
Instrument	254667
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 AUSTIN CIR BARTOW FL 338308601, BARTOW, FL 33830-8601

Mortgage

Document Number	110591155
Date	Dec 2, 2019
Book Page	011059/001155
Instrument	254668

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	832 AUSTIN CIR, BARTOW, FL 33830-8601
Document Number	0105130556
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 AUSTIN CIR BARTOW FL 338308601, BARTOW, FL 33830-8601

Mortgage

Document Number	0105130556
Date	Jun 11, 2018
Book Page	010513/000556
Instrument	124207

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	832 AUSTIN CIR, BARTOW, FL 33830-8601
Document Number	0105590882
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 AUSTIN CIR BARTOW FL 338308601, BARTOW, FL 33830-8601

Mortgage

Document Number	0105590882
Date	Jul 25, 2018
Book Page	010559/000882
Instrument	157901

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,437 (+2.7%)	$210,856 (+5.38%) Land $40,000 Building $170,856
2025	$1,474.00 (-20.88%) Homeowner's exemption	$154,272 (+5.99%)	$200,094 (+0.07%) Land $25,000 Building $175,094
2023	$1,863.00 (+3.79%) Homeowner's exemption	$145,557 (+3%)	$199,949 (+24.63%) Land $8,900 Building $191,049
2022	$1,795.00 Homeowner's exemption	$141,317	$160,429 Land $7,400 Building $153,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	23 (1979–2022)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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