1. Home
  2. Florida
  3. Polk County
  4. Lakeland
  5. Split Creek Cir

8408 Split Creek Cir, Lakeland, FL 33809 Property Records

Polk County property record for 8408 Split Creek Cir, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,373 sqft · built 2002
Lot Size0.234 acres (10,171 sqft)
OwnerCompany Name on File
Last Sale$257,000 (Jun 2022)
Tax Bill$3,060 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jun 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-27-12-000892-000270

Property Details

APN / Parcel Number

Primary APN23-27-12-000892-000270
Alternative APNs
  • 122723000892000270
  • 22723000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,373 sqft Living Area
Gross Area1,793 sqft
1st Floor Area1,373 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,171 sqft (0.234 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchEnclosed/Unfinished Porch
Porch Area145 sqft

Location & Zoning

Street Address8408 SPLIT CREEK CIR
CityLAKELAND
StateFL
Zip33809-7248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDER BROOKE PB 115 PGS 13-14 LOT 27
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionWILDER BROOKE
Legal Tract892
Legal Block2
Legal Lot Number27
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2003
Census Tract12203

Owner

Source: Polk County records · APN 23-27-12-000892-000270

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2325 POCHARD DR, BATAVIA, OH 45103
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2023Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN HERITAGE LENDING INC
Jun 01, 2022Warranty Deed, Transfer
SMART TITLE II LLC, SMART TITLE LLC
Jun 02, 2022Warranty Deed, Transfer · Commercial Mortgage
PURPOSE BUILT INVESTMENTS LLC
Oct 04, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2022 · Amount on Record
Deed SaleJun 02, 2022 · Amount on Record
Prior SaleJun 01, 2022 · Amount on Record
Deed Document Number2022150697
Deed Book / Page12279 / 1278
Prior Transfer DateFeb 17, 2004
Prior Transfer Doc0000031090
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address8408 SPLIT CREEK CIR, LAKELAND, FL 33809-7248
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000129275
DateJun 02, 2023
Book Page12713/2263
Instrument2023129275
Lender
NameAMERICAN HERITAGE LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 01, 2022
Property Address8408 SPLIT CREEK CIR, LAKELAND, FL 33809-7248
Document Number0000149127
Book / Page12277 / 214
Map ReferenceMB 115 PG 13&14
Instrument DateMay 26, 2022
Instrument2022149127
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanySMART TITLE II LLC, SMART TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4474 BUTLER HILL RD # RD213, 4474, SAINT LOUIS, MO 63128-3640

Transferred To (Grantee/Buyer)

NameVerified Name
Address5601 MARINER ST STE 104, 104, TAMPA, FL 33609-3450
InvestorPossibly a Property Investor

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 02, 2022
Property Address8408 SPLIT CREEK CIR, LAKELAND, FL 33809-7248
Document Number0000150697
Book / Page12279 / 1278
Map ReferenceMB 115 PG 13&14
Instrument DateMay 26, 2022
Instrument2022150697
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyUSA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,799.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5601 MARINER ST STE 104, 5601, TAMPA, FL 33609-3450

Transferred To (Grantee/Buyer)

NameVerified Name
Address2325 POCHARD DR, BATAVIA, OH 45103

Mortgage

Document Number0122791280
DateJun 02, 2022
Instrument12279/1280
Lender
NamePURPOSE BUILT INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateOct 04, 2019
Property Address8408 SPLIT CREEK CIR, LAKELAND, FL 33809-7248
Document Number0109961096
Book / Page010996 / 001096
Instrument DateSep 30, 2019
Instrument210993
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 18, 2019
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,621.20
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8183 WILDER LOOP LAKELAND FL 338095223, LAKELAND, FL 33809-5223

Mortgage

Document Number109961097
DateOct 04, 2019
Book Page010996/001097
Instrument210994
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 03, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,060.00 (-22.81%)$236,715 (-8.1%) Land $58,000 Building $178,715$236,715 (-8.1%) Land $58,000 Building $178,715
2023$3,964.00 (+23.72%)$257,569 (+12.52%) Land $56,000 Building $201,569$257,569 (+12.52%) Land $56,000 Building $201,569
2022$3,204.00$228,914 Land $46,000 Building $182,914$228,914 Land $46,000 Building $182,914

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Based on FCC filings for 221 locations within half a mile of this property.

Nearby Properties on Split Creek Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures