8414 Williams Dr, Frederick, MD 21704 Property Records

Frederick County property record for 8414 Williams Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,104 sqft · built 1971
Lot Size	0.959 acres (41,817 sqft)
Owner	2 Individual Names on File
Last Sale	$258,000 (May 2016)
Tax Bill	$3,764 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-196490`

Property Details

APN / Parcel Number

Primary APN	`07-196490`
Alternative APNs	`7196490` `196490`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,104 sqft Total Area
1st Floor Area	1,104 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	41,817 sqft (0.959 acres)
Garage Type	Carport
Garage Area	345 sqft
Carport	Carport
Carport Area	345 sqft
Parking Spaces	1 Parking Space
Deck Area	288 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	196490
Old Parcel Number	7196490
Street Address	8414 WILLIAMS DR
City	FREDERICK
State	MD
Zip	21704-8007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 8, BLK.C, SECT.2, 0.96 AC WILLOW DR SUGARLOAF ESTATES
Legal Subdivision	SUGARLOAF ESTATES
Legal Block	C
Legal Lot Number	8
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8414 WILLIAMS DR, FREDERICK, MD 21704-8007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS
Nov 21, 2019	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS
Mar 3, 2017	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 19, 2016 · Amount on Record
Deed Sale	May 19, 2016 · Amount on Record
Prior Sale	Mar 18, 2004 · Amount on Record
Deed Document Number	0011145430
Deed Book / Page	11145 / 430
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8414 WILLIAMS DR, FREDERICK, MD 21704-8007
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8414 WILLIAMS DR, FREDERICK, MD 21704-8007

Mortgage

Document Number	0147160063
Date	Mar 31, 2021
Book Page	14716/63

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8414 WILLIAMS DR, FREDERICK, MD 21704-8007
Document Number	0139280350
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8414 WILLIAMS DR FREDERICK MD 217048007, FREDERICK, MD 21704-8007

Mortgage

Document Number	0139280350
Date	Jul 27, 2020
Book Page	013928/000350

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8414 WILLIAMS DR, FREDERICK, MD 21704-8007
Document Number	0134170073
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8414 WILLIAMS DR FREDERICK MD 217048007, FREDERICK, MD 21704-8007

Mortgage

Document Number	0134170073
Date	Dec 20, 2019
Book Page	013417/000073

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8414 WILLIAMS DR, FREDERICK, MD 21704-8007
Document Number	0117280272
Book / Page	011728 / 000272
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	MID ATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8414 WILLIAMS DR FREDERICK MD 217048007, FREDERICK, MD 21704-8007

Mortgage

Document Number	0117280272
Date	Mar 22, 2017
Book Page	011728/000272

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,764.00 Homeowner's exemption	$323,100	$345,400 Land $167,000 Building $178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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