8407 Williams Dr, Frederick, MD 21704 Property Records

Frederick County property record for 8407 Williams Dr, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,643 sqft · built 1969
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-208928`

Property Details

APN / Parcel Number

Primary APN	`07-208928`
Alternative APNs	`7208928` `208928`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,643 sqft Living Area
1st Floor Area	2,143 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Open Porch
Porch Area	492 sqft
Deck Area	274 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	208928
Street Address	8407 WILLIAMS DR
City	FREDERICK
State	MD
Zip	21704-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 7 BL D SEC 2 0.90 AC W/S WM DR W/S WILLIAMS DR.
Legal Subdivision	SUGARLOAF ESTATES SEC 02
Legal Block	D
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8407 WILLIAMS DR, FREDERICK, MD 21704-8014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 10, 2022	Intrafamily Transfer, Transfer
Sep 28, 2017	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK
Sep 28, 2017	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 1999
Deed Sale	Jan 15, 1999
Deed Document Number	1999279
Deed Book / Page	2541 / 154
Last Transfer Date	Dec 1, 2021
Transfer Doc	0156460181
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8407 WILLIAMS DR, FREDERICK, MD 21704-8014
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8407 WILLIAMS DR, FREDERICK, MD 21704-8014

Mortgage

Document Number	0155960084
Date	Dec 21, 2021
Book Page	15596/84

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 10, 2022
Property Address	8407 WILLIAMS DR, FREDERICK, MD 21704-8014
Document Number	0156460181
Book / Page	15646 / 181
Map Reference	MB 4 FO 126
Instrument Date	Dec 1, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8407 WILLIAMS DR, FREDERICK, MD 21704-8014

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	8407 WILLIAMS DR, FREDERICK, MD 21704-8014
Document Number	0120030449
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8407 WILLIAMS DR FREDERICK MD 217048014, FREDERICK, MD 21704-8014

Mortgage

Document Number	0120030449
Date	Oct 17, 2017
Book Page	012003/000449

Lender

Name	SUNTRUST BK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	8407 WILLIAMS DR, FREDERICK, MD 21704-8014
Document Number	0120830449
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8407 WILLIAMS DR FREDERICK MD 217048014, FREDERICK, MD 21704-8014

Mortgage

Document Number	0120830449
Date	Oct 17, 2017
Book Page	012083/000449

Lender

Name	SUNTRUST BK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,567 (+5.2%)	$510,600 (-) Land $204,200 Building $306,400
2025	$5,454.00 (+5.84%) Homeowner's exemption	$462,533 (+12.64%)	$510,600 (+16.44%) Land $204,200 Building $306,400
2024	$5,153.00 (+8.37%)
2023	$4,755.00 Homeowner's exemption	$410,633	$438,500 Land $163,000 Building $275,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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