8412 Sandia Ct, Frederick, MD 21704 Property Records

Frederick County property record for 8412 Sandia Ct, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,616 sqft · built 2018
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Last Sale	$772,205 (Nov 2018)
Tax Bill	$10,182 (2023)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-595599`

Property Details

APN / Parcel Number

Primary APN	`07-595599`
Alternative APN	`595599`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,616 sqft Total Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Mixed
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595599
Street Address	8412 SANDIA CT
City	FREDERICK
State	MD
Zip	21704-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 PLAT 1 1.03 ACRES RAMSBURG ESTATES
Legal Subdivision	ACRES RAMSBURG ESTATES
Legal Lot Number	27
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

8412 Sandia Ct is owned and occupied by an individual who bought it in November 2018.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8412 SANDIA CT, FREDERICK, MD 21704-8042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 8, 2018	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	0012704366
Deed Book / Page	12704 / 366
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8412 SANDIA CT, FREDERICK, MD 21704-8042
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177020348
Date	Jan 30, 2026
Book Page	17702/348

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 10, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8412 SANDIA CT, FREDERICK, MD 21704-8042
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145450262
Date	Feb 16, 2021
Book Page	14545/262

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8412 SANDIA CT, FREDERICK, MD 21704-8042
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SETTLEMENT MATTERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131530406
Date	Aug 19, 2019
Book Page	13153/0406

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 8, 2018
Property Address	8412 SANDIA CT, FREDERICK, MD 21704-8042
Document Number	0127040366
Book / Page	12704 / 0366
Map Reference	MB99 PL134
Instrument Date	Nov 1, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,861.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8412 SANDRA CT, FREDERICK, MD 21704-8042

Mortgage

Document Number	0012704371
Date	Nov 8, 2018
Instrument	12704/371

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$10,182.00	$861,333	$904,700 Land $229,300 Building $675,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8412 Sandia Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8412 Sandia Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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