8404 Sandia Ct, Frederick, MD 21704 Property Records

Frederick County property record for 8404 Sandia Ct, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,651 sqft · built 2018
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (May 2022)
Tax Bill	$9,379 (2023)
Deeds & Mortgages	Apr 2023 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-595601`

Property Details

APN / Parcel Number

Primary APN	`07-595601`
Alternative APN	`595601`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,651 sqft Total Area
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Built-in
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Enclosed Porch
Porch Area	440 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595601
Street Address	8404 SANDIA CT
City	FREDERICK
State	MD
Zip	21704-8042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 PLAT 1 1.09 ACRES RAMSBURG ESTATES
Legal Subdivision	ACRES RAMSBURG ESTATES
Legal Lot Number	29
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1015
Census Tract	752201

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8404 SANDIA CT, FREDERICK, MD 21704-8042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 4, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 10, 2022	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Sep 14, 2018	Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	0015910487
Deed Book / Page	15910 / 487
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8404 SANDIA CT, FREDERICK, MD 21704-8042
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 SANDIA CT, FREDERICK, MD 21704-8042

Mortgage

Document Number	0164140334
Date	Apr 25, 2023
Book Page	16414/334

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	8404 SANDIA CT, FREDERICK, MD 21704-8042
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 SANDIA CT, FREDERICK, MD 21704-8042

Mortgage

Document Number	0158980419
Date	May 4, 2022
Book Page	15898/419

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2052

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 10, 2022
Property Address	8404 SANDIA CT, FREDERICK, MD 21704-8042
Document Number	0159100487
Book / Page	15910 / 487
Map Reference	MB 99 PL 134
Instrument Date	Apr 28, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8404 SANDIA CT, FREDERICK, MD 21704-8042

Mortgage

Document Number	0015910494
Date	May 10, 2022
Instrument	15910/494

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 14, 2018
Property Address	8404 SANDIA CT, FREDERICK, MD 21704-8042
Document Number	0126210435
Book / Page	12621 / 0435
Map Reference	MB99 PL134
Instrument Date	Sep 5, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,805.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD STE 105, 4991, FREDERICK, MD 21703-7342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8404 SANDIA CT, FREDERICK, MD 21704-8042

Mortgage

Document Number	0012621440
Date	Sep 14, 2018
Instrument	12621/440

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,379.00	$792,767	$845,300 Land $229,900 Building $615,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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