8411 Ramsgate Rd, Pensacola, FL 32514 Property Records

Escambia County property record for 8411 Ramsgate Rd, Pensacola, FL 32514

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,114 sqft · built 1997
Lot Size	0.076 acres (3,311 sqft)
Owner	2 Individual Names on File
Last Sale	$95,500 (Jun 2017)
Tax Bill	$435 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1S-29-0980-000-010`

Property Details

APN / Parcel Number

Primary APN	`06-1S-29-0980-000-010`
Alternative APNs	`010250100` `10250100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,114 sqft Adjusted Area
1st Floor Area	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	3,311 sqft (0.076 acres)
Porch	Porch
Porch Area	15 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10250100
Old Parcel Number	010250100
Street Address	8411 RAMSGATE RD
City	PENSACOLA
State	FL
Zip	32514-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Description	LT 10 RAMSGATE PB 12 P 65 OR 7726 P 1857
Legal Range	29W
Legal Township	01S
Legal Section	06
Legal Subdivision	RAMSGATE
Legal Block	10
Legal Lot Number	10
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2003
Census Tract	3506

Owner

8411 Ramsgate Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Escambia County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8411 RAMSGATE RD, PENSACOLA, FL 32514-8269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 12, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Prior Sale	Jun 13, 2013 · Amount on File
Deed Document Number	2017044121
Deed Book / Page	7726 / 1857
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	8411 RAMSGATE RD, PENSACOLA, FL 32514-8269
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8411 RAMSGATE RD, PENSACOLA, FL 32514-8269

Mortgage

Document Number	0086251404
Date	Sep 27, 2021
Book Page	8625/1404
Instrument	2021105785

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jun 12, 2017
Property Address	8411 RAMSGATE RD, PENSACOLA, FL 32514-8269
Document Number	0077261857
Book / Page	007726 / 001857
Instrument Date	Jun 9, 2017
Instrument	44121
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3800 PERRIN CENTRAL BLVD #1111 SAN ANTONIO TX 782172784, 1111, SAN ANTONIO, TX 78217-2784

Mortgage

Document Number	77261860
Date	Jun 12, 2017
Book Page	007726/001860
Instrument	44122

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$91,490	$156,937 Land $30,000 Building $126,937
2024	$435.00 (-1.36%)
2023	$441.00 (+1.15%) Homeowner's exemption Senior Citizen's exemption	$86,323 (+3%)	$148,280 (+26.15%) Land $30,000 Building $118,280
2022	$436.00 Homeowner's exemption Senior Citizen's exemption	$83,809	$117,542 Land $12,000 Building $105,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8411 Ramsgate Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8411 Ramsgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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