Escambia County property record for 8409 Ramsgate Rd, Pensacola, FL 32514 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,358 sqft · built 1988 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Apr 2025) |
| Tax Bill | $2,625 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1S-29-0980-000-011 |
| Primary APN | 06-1S-29-0980-000-011 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,358 sqft Adjusted Area |
| 1st Floor Area | 1,178 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Finished |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10250110 |
|---|---|
| Old Parcel Number | 010250110 |
| Street Address | 8409 RAMSGATE RD |
| City | PENSACOLA |
| State | FL |
| Zip | 32514-8269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 11 RAMSGATE PB 12 P 65 OR 9302 P 1832 |
| Legal Range | 29W |
| Legal Township | 01S |
| Legal Section | 06 |
| Legal Subdivision | RAMSGATE |
| Legal Block | 11 |
| Legal Lot Number | 11 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3506 |
Source: Escambia County records · APN 06-1S-29-0980-000-011
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8409 RAMSGATE RD, PENSACOLA, FL 32514-8269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LENDING GROUP LLC |
| Dec 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on Record |
| Deed Sale | Apr 15, 2025 · Amount on Record |
| Prior Sale | Apr 13, 2022 · Amount on Record |
| Deed Document Number | 2025026692 |
| Deed Book / Page | 9302 / 1832 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 13, 2022 |
| Property Address | 8409 RAMSGATE RD, PENSACOLA, FL 32514-8269 |
| Document Number | 0087631395 |
| Book / Page | 8763 / 1395 |
| Map Reference | MB 12 PG 65 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022038106 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Title Company | SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8409 RAMSGATE RD, PENSACOLA, FL 32514-8269 |
| Document Number | 0087631396 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 8763/1396 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 8409 RAMSGATE RD, PENSACOLA, FL 32514-8269 |
| Document Number | 0082241413 |
| Book / Page | 8224 / 1413 |
| Map Reference | MB 12 PG 65 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 2019113829 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | SURETY LAND TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,067.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 COOLEY RD, 625, CANTONMENT, FL 32533-7930 |
| Name | Verified Name |
|---|---|
| Address | 8409 RAMSGAE RD, PENSACOLA, FL 32514-8269 |
| Document Number | 0082241415 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 8224/1415 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Escambia County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,694 (+4.94%) | $195,694 (+4.94%) Land $30,000 Building $165,694 | |
| 2024 | $2,625.00 (+1.04%) | ||
| 2023 | $2,598.00 (+239.16%) | $186,475 (+111.81%) | $186,475 (+21.64%) Land $30,000 Building $156,475 |
| 2022 | $766.00 Homeowner's exemption | $88,037 | $153,306 Land $12,000 Building $141,306 |
Source: FEMA National Flood Hazard Layer, Escambia County (12033C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120330035062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020, other causes, Hurricane Sally |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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