8411 Elgrove St, Spring Hill, FL 34608 Property Records

Hernando County property record for 8411 Elgrove St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,108 sqft · built 1983
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$234,900 (Jul 2023)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1454-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1454-0020`
Alternative APNs	`00315313` `315313`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,108 sqft Living Area
Gross Area	1,717 sqft
1st Floor Area	1,108 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	264 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00315313
Street Address	8411 ELGROVE ST
City	SPRING HILL
State	FL
Zip	34608-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1454 LOT 2 ORB 352 PG 158
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1454
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1005
Census Tract	41103

Owner

8411 Elgrove St is owned and occupied by an individual who bought it in July 2023.

Source: Hernando County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8411 ELGROVE ST, SPRING HILL, FL 34608-4036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 7, 2023	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Jul 7, 2023	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Jul 7, 2023 · Amount on File
Deed Document Number	202342276
Deed Book / Page	4317 / 1889
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8411 ELGROVE ST, SPRING HILL, FL 34608-4036
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8411 ELGROVE ST, SPRING HILL, FL 34608-4036

Mortgage

Document Number	0046350215
Date	Nov 19, 2025
Book Page	4635/215
Instrument	2025079483

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 7, 2023
Property Address	8411 ELGROVE ST, SPRING HILL, FL 34608-4036
Document Number	0043171889
Book / Page	4317 / 1889
Map Reference	MB 9 PG 81
Instrument Date	Jun 29, 2023
Instrument	2023042276
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14052 CALYPSO AVE, WEEKI WACHEE, FL 34614-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8411 ELGROVE ST, SPRING HILL, FL 34608-4036

Mortgage

Document Number	0043171891
Date	Jul 7, 2023
Book Page	4317/1891
Instrument	2023042277

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 7, 2023
Property Address	8411 ELGROVE ST, SPRING HILL, FL 34608-4036
Document Number	0043171866
Book / Page	4317 / 1866
Map Reference	MB 9 PG 81
Instrument Date	Jun 29, 2023
Instrument	2023042267
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14052 CALYPSO AVE, WEEKI WACHEE, FL 34614-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8411 ELGROVE ST, SPRING HILL, FL 34608-4036

Mortgage

Document Number	0043171868
Date	Jul 7, 2023
Book Page	4317/1868
Instrument	2023042268

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	8411 ELGROVE ST, SPRING HILL, FL 34608-4036
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8411 ELGOVER STREET, BROOKSVILLE, FL 34608

Mortgage

Document Number	0041880232
Date	Jun 23, 2022
Book Page	4188/232
Instrument	2022048869

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8411 Elgrove St was $2,706.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00	$180,581	$181,114 Land $38,000 Building $143,114
2023		$54,940 (+3%) Land $54,940
2022	$411.00 Homeowner's exemption	$53,340	$142,885 Land $32,500 Building $110,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8411 Elgrove St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8411 Elgrove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Hotwire Communications, T-Mobile, Verizon.

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