8403 Elgrove St, Spring Hill, FL 34608 Property Records

Hernando County property record for 8403 Elgrove St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1983
Lot Size	0.255 acres (11,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Sep 2026)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Sep 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1454-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1454-0010`
Alternative APNs	`00315304` `315304`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,564 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,116 sqft (0.255 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	632 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00315304
Street Address	8403 ELGROVE ST
City	SPRING HILL
State	FL
Zip	34608-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1454 LOT 1 ORB 353 PG 123
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1454
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1005
Census Tract	41103

Owner

Source: Hernando County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2026	Re-recorded Document NONE LISTED ON DOCUMENT
Nov 8, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 15, 2020	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit CHANNELSIDE MTG
Nov 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Feb 10, 2026 · Amount on Record
Deed Document Number	202662193
Deed Book / Page	4760 / 471
Prior Transfer Date	Nov 4, 2022
Prior Transfer Doc	0042381436
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 10, 2026
Property Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036
Document Number	0046651891
Book / Page	4665 / 1891
Map Reference	MB 9 PG 81-96
Instrument Date	Jan 13, 2026
Instrument	2026008095
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036

Mortgage

Document Number	0046651893
Date	Feb 10, 2026
Instrument	4665/1893

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

September 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	HERNANDO FL
Recording Date	Sep 15, 2026
Property Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036
Document Number	0000062193
Book / Page	4760 / 471
Instrument Date	Jan 13, 2026
Instrument	202662193
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$197,960.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 8, 2022
Property Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036
Document Number	0042381436
Book / Page	4238 / 1436
Map Reference	MB 9 PG 81-96
Instrument Date	Nov 4, 2022
Instrument	2022080861
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16739 SCHEER BLVD, 16739, HUDSON, FL 34667-4245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036

October 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	HERNANDO FL
Property Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036
Document Number	0039010030
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16739 SCHEER BLVD HUDSON FL 346674245, HUDSON, FL 34667-4245

Mortgage

Document Number	0039010030
Date	Oct 16, 2020
Book Page	003901/000030
Instrument	64727

Lender

Name	CHANNELSIDE MTG
Type	Mortgage Company
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 15, 2017
Property Address	8403 ELGROVE ST, SPRING HILL, FL 34608-4036
Document Number	0035250564
Book / Page	003525 / 000564
Instrument Date	Nov 7, 2017
Instrument	64310
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16550 SCHEER BLVD HUDSON FL 346674241, HUDSON, FL 34667-4241

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,191.00 (+27.03%)	$214,560 (+4.66%) Land $42,241 Building $172,319	$214,560 (+4.66%) Land $42,241 Building $172,319
2023		$205,000 Land $44,320 Building $160,680
2022	$2,512.00		$205,000 Land $36,127 Building $168,873

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Hotwire Communications, T-Mobile, Verizon.

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