841 State Rte 416 E, Henderson, KY 42420 Property Records

Henderson County property record for 841 State Rte 416 E, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,872 sqft · built 1979
Lot Size	3.64 acres (158,558 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Apr 2018)
Tax Bill	$1,119 (2025)
Deeds & Mortgages	Mar 2019 Construction Loan Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`99-61`

Property Details

APN / Parcel Number

Primary APN	`99-61`
Alternative APN	`46092`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,872 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	158,558 sqft (3.64 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	46092
Street Address	841 STATE ROUTE 416 E
City	HENDERSON
State	KY
Zip	42420-8857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	CULLEYS
Legal Lot Number	2
Jurisdiction	HENDERSON KY
Township / Civil Division	HEBBARDSVILLE-ROBARDS
Census Block Group	3
Census Block	3006
Census Tract	20800

Owner

Source: Henderson County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	841 STATE ROUTE 416 E, HENDERSON, KY 42420-8857
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2019	Deed of Trust, Mortgage · Construction Mortgage INDEPENDENCE BANK
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Nov 6, 2019	Intrafamily Transfer, Transfer INDEPENDENCE BANK
Apr 11, 2018	Deed, Transfer
Nov 6, 2017	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	20183607
Deed Book / Page	630 / 222
Last Transfer Date	Oct 18, 2019
Transfer Doc	RE0640/519
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	841 STATE ROUTE 416 E, HENDERSON, KY 42420-8857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1282/759
Date	Mar 28, 2019
Book Page	MT 1282/759
Instrument	2019003192

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 4, 2020

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	841 STATE ROUTE 416 E, HENDERSON, KY 42420-8857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1301/818
Date	Jan 2, 2020
Book Page	MT 1301/818
Instrument	2020000037

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	841 STATE ROUTE 416 E, HENDERSON, KY 42420-8857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1302/072
Date	Jan 7, 2020
Book Page	MT 1302/072
Instrument	2020000191

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	SEBREE, KY 42455

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 31, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON KY
Recording Date	Nov 6, 2019
Property Address	841 STATE ROUTE 416 E, HENDERSON, KY 42420-8857
Document Number	RE0640/519
Book / Page	RE 0640 / 519
Map Reference	MB 2PG 129
Instrument Date	Oct 18, 2019
Instrument	2019012404
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 E HENDERSON, 416, HENDERSON, KY 42420

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	841 STATE ROUTE 416 E, HENDERSON, KY 42420-8857

Mortgage

Document Number	2019012405
Date	Nov 6, 2019
Instrument	2019012405

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Oct 18, 2020

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Apr 11, 2018
Property Address	841 STATE ROUTE 416 E, HENDERSON, KY 42420-8857
Document Number	RE0630/222
Book / Page	RE 0630 / 222
Map Reference	MB 2 PG 129
Instrument Date	Apr 9, 2018
Instrument	2018003607
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Tax	$87.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 VALLEY ST, 12, EVERETT, MA 02149-2032

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	801 STATE ROUTE 416 E, HENDERSON, KY 42420-8857

November 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HENDERSON KY
Recording Date	Nov 6, 2017
Property Address	841 STATE ROUTE 416 E, HENDERSON, KY 42420-8857
Document Number	RE0627/635
Book / Page	RE 0627 / 635
Instrument Date	Aug 15, 2017
Instrument	2017012533
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VALLEY ST APT 215, 215, EVERETT, MA 02149-2033

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,119.00 (-0.8%)	$96,000 (-)	$96,000 (-)
2023	$1,128.00	$96,000	$96,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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