650 State Rte 416 E, Henderson, KY 42420 Property Records

Henderson County property record for 650 State Rte 416 E, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details1,898 sqft · built 1973
Lot Size3.21 acres (139,828 sqft)
OwnerCompany Name on Record
Last Sale$333,320 (May 2026)
Tax Bill$863 (2025)
Deeds & MortgagesMay 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN99-51

Property Details

APN / Parcel Number

Primary APN99-51
Alternative APN
  • 18207

Interior

Stories1 Story
Building Area1,898 sqft Finished Area
Basement Area1,258 sqft
Unfinished Basement1,258 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area139,828 sqft (3.21 acres)
Garage TypeAttached
Garage Area990 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area140 sqft

Location & Zoning

Account Number18207
Street Address650 STATE ROUTE 416 E
CityHENDERSON
StateKY
Zip42420-8854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionSINGLE FAMILY
JurisdictionHENDERSON KY
Township / Civil DivisionHEBBARDSVILLE-ROBARDS
Census Block Group3
Census Block3007
Census Tract20800

Owner

Source: Henderson County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address402 SMITH AVE, HENDERSON, KY 42420-4643
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Deed Document Number20265265
Deed Book / Page691 / 260
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateMay 29, 2026
Property Address650 STATE ROUTE 416 E, HENDERSON, KY 42420-8854
Document Number0000005265
Book / Page691 / 260
Instrument DateMay 26, 2026
Instrument20265265
Transaction TypeTransfer
Record UpdatedJun 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$33,665.32
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address402 SMITH AVE, HENDERSON, KY 42420-4643

Mortgage

Document NumberMT1502/942,
DateMay 29, 2026
Instrument20265266
Lender
NameINDEPENDENCE BANK/KY
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 26, 2027
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$863.00 (-4.11%) Homeowner's exemption$122,000 (-)$122,000 (-)
2023$900.00 Homeowner's exemption$122,000$122,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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